Summer Home Buying Plan
The Summer time is the peak of home buying season. The weather is warm, kids are out of school, and lots of new homes are on the market. If you are ready to buy a home this summer, it’s a great idea to have a solid plan in place. Summer home buying comes with lots […]
Mortgage Questions to Ask Your Lender
Each person has a one-of-a-kind perspective when looking to buy a home. You have a unique financial history and a different set of goals to reach than any other person looking to buy home. That is why it is important to ask mortgage questions about your individual home buying outlook. These are a few important […]
Mortgage Ready Checklist: Buying a Home
Step by step, this checklist will help you understand what it takes to be mortgage ready and buy a home. Knowledge is the key to success in buying your first home, and the mortgage ready checklist is a great place to start. Qualifying: Mortgage Ready Checklist Steady and Stable Income Your income should show your […]
Low Down Payment Mortgage Options
When you are saving to buy your first home, planning for a traditional 20% down payment can seem like a monumental task. The truth is that there are a number of low down payment mortgage options available today. Low Down Payment Mortgage Options at TexasLending.com Conventional Down Payment: 5% of the Home Purchase Price Credit […]
Do I Qualify for a Mortgage?
If you have the goal of becoming a home owner, but are wondering if you qualify for a mortgage… We can help you answer that question. There are three main factors to consider in determining if you qualify for a mortgage; your income, credit, and assets. Because everyone has a financial outlook that is as […]
Cash Out Refinance : Benefits of Using Your Home Equity
There are a few great reasons to get a Cash Out Refinance on your mortgage. If you have built equity in your time as a home owner, you should consider utilizing that asset for needed expenses. This article outlines a few financial and practical reasons for a cash out refinance: Using Credit Wisely Lower Interest […]
Down Payment Savings Plan
If you are ready to start saving for you goal of becoming a home owner, it’s a good idea to have a down payment savings plan. A complete savings plan includes your down payment savings, as well as credit and other potential costs. This article will help you make a down payment savings plan built […]
Mortgage Interest Rates Today
Mortgage interest rates are often a topic of conversation when people start talking about the housing market. However, finding the mortgage option that is best for you is not just about the interest rates you find online. In this article we will discuss mortgage interest rates and how they factor into your mortgage options. Can […]
Houston First Time Home Buyer: 5 Important Pieces of Information
As a Houston first time home buyer being well informed is the key to your success. Knowing what you can expect during the home buying process will make it easier to navigate. At TexasLending.com we are happy to provide you with these 5 important pieces of home buying information. 1. Be Familiar with Your Credit […]
Down Payment Assistance Programs are NOT a Wise Financial Choice for Home Buyers.
If you have begun searching for information on buying your first home, you are likely to find information about down payment assistance programs. While getting “free” grant money to make your down payment sounds fantastic, these programs can cost you big time. Down payment assistance programs are not a wise financial decision for home buyers. […]
