The Ups and Downs of Cash-out Refinance in Texas
Be it for a home improvement project, a luxury vacation, or for personal debt consolidation, cashout refinancing has undeniably become a popular borrowing strategy for Texas homeowners, and among Americans in general. And with good reason. Refinancing offers a way to access the equity of your home and spend the extra cash cash the way […]
FHA Home Loans in Texas: 5 Tips to Get you Ahead
Purchasing a home is a major financial decision for most Americans. The good news is, there are loan options out there to help you achieve your home-ownership goal with more financial flexibility. A conventional loan is a common option but stringent income and debt guidelines make it more difficult to qualify. If you’re looking for […]
8 Negotiation Tips for Homebuyers
During the home buying process, negotiations are necessary because the buyer is trying to purchase the house at the best deal while the seller is trying to sell at the highest price. The buyer and seller need to negotiate so that both sides are content and a purchase price can be agreed upon. Most sellers […]
Know Your Neighborhood Before You Buy
How important is the quality of the neighborhood to you as a home buyer? According to the National Association of Realtors’ 2016 Profile of Home Buyers, 64% of people married with kids found the quality of the neighborhood important.
Home Improvement Ideas For the New Year
Are you overwhelmed by all the home improvement ideas and projects that are being offered for the new year? Well, we’ve made it easier by narrowing down the list to the most important home projects. Here are the much-needed home improvement ideas for the new year. Assess and Create a Plan The first step is […]
5 Keys to Breaking Bad Financial Habits
We all have good and bad habits with money. Many of these habits came from what we learned as kids at home. As adults, we may not have taken out the time to evaluate the true worth of these habits, attitudes, and beliefs about finances. The good thing is that we’re not stuck with these […]
7 Financial Goals for the New Year
The new year has already begun, which makes now a great time to review your finances and set financial goals for this year. When setting financial goals it’s important to determine your short-term, mid-term, and long-term goals. Based on those goals, calculate definite amounts you would like to save, invest, spend and set a specific […]
How to Get the House You Want in a Competitive Market
The U.S. housing market is having quite the year! The National Association of Realtors shows there was only a 4.4-month supply of homes for sale in February. A six-month supply indicates a balanced market between buyers and sellers. Less than that is considered a seller’s market. Some red hot cities have seen historically low inventory. […]
Know Your Neighborhood Before You Buy
How important is the quality of the neighborhood to you as a home buyer? According to the National Association of Realtors’ 2016 Profile of Home Buyers, 64% of people married with kids found the quality of the neighborhood important. A great neighborhood can add quality to your life with good neighbors, amenities, education, and more. […]
When is the Best Time to Buy a House? Now, Before Rates Rise
For the general public, this time of year is not usually considered the best time to buy a house. People are busy preparing for the holidays, kids are still in school, and it’s too cold to be moving to a new place. However, due to the speculations of rising mortgage rates and increasing housing prices […]
