Escrow Account Basics
If you are looking for your first mortgage loan as a first time home buyer, you may have some questions about escrow accounts. The questions and answers in this article provide some great insight to the function and purpose of an escrow account. These basic questions will help you better understand the structure of an […]
Competing in a Seller’s Market: Homebuyer Guide
Competing in a Seller’s Market The housing market is HOT! Home’s are receiving multiple offers after being listed on the market for just a few hours. Many potential home buyers are frustrated with the competition and all of the challenges that a seller’s market brings. If you are looking to buy a home in a […]
buyer’s market vs seller’s market
The difference between a buyer’s market and a seller’s market is the advantage of negotiating power to one party in the transaction or the other. The primary evaluation of the buyer’s or seller’s market is based on the basic principal of supply and demand. There can also be divides in the market based on other […]
Using Home Equity to Finance Home Improvements
If you are thinking that your home could use some tender loving care by updating or renovating your living space, consider utilizing your home equity. Many homeowners use their home equity to increase the value of their property with home improvements. Adding a pool to the backyard, renovating the kitchen or bathrooms, updating the flooring, […]
What credit score is needed for a mortgage?
What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to qualify for a mortgage your credit score must reflect that you use credit responsibly. With a large financial risk at stake, conventional mortgage investors want to see […]
Tips for Moving to Texas from Another State
If you are one of the many people moving to Texas from another state or to another city within the state, it may be helpful to know a few tips. Texas has held the #1 position in population growth for states in the U.S. since 2017. Most of this population growth is attributed to the […]
Appraisal vs Inspection : Guide for Home Buyers
Appraisal vs. Inspection: Guide for Home Buyers As a potential home buyer you may have questions about getting an appraisal or inspection of the home you are interested in buying. These two services provide you with important information about the property in question, but in different ways. Let’s take a look at the facts and […]
Home Search Wants and Needs Checklist
Are you ready to begin searching to buy a new home? Planning can help save you time, money, and some stress when you are buying a home. It is a great idea to sit down and make a few decisions about the things that are most important to you in your new home. Let’s take […]
Experts Top 5 Reasons You Should Refinance in 2021
Most people don’t think about the fluctuations in the mortgage and housing markets every day, but we do. Let’s examine the trends that make this a great time to refinance in 2021. 1. You can snag an excellent interest rate in 2021 Mortgage interest rates are incredibly low. We are about halfway through the year […]
3 Smart Money Moves for Homeowners
Smart Money Moves Making smart decisions with your money will help you build a solid financial foundation for you and your family. As a home owner, you have a responsibility to protect your financial investment. Consider adding these 3 smart money moves to your financial plan, if you haven’t already done so: 1. Save for […]
