Our Latest Blogs
Income Tax and Your Mortgage Application
Whether you are looking to buy a home or refinance your current mortgage, your income taxes are a required piece of your mortgage application. Your federal income tax return is key to determining your mortgage loan approval. These are the ways that your income tax return is a factor in your mortgage application. Calculating Income for Qualifying In order to approve your mortgage application, lenders need to assess your ability to repay the loan. Taking a look at your income
Spring Cleaning Checklist
Spring cleaning is a phrase most of us are familiar with. It is a good time to prepare your home for warmer weather and do some annual maintenance tasks. Plan to take care of these checklist items for your home. Use our Spring Cleaning checklist to help you organize your home care tasks: Deep Clean You may not reach all of these places during your weekly cleaning routine. We have included these deep cleaning tasks on the Spring cleaning checklist,
10 Stress Reducing Practices at Home
It can be easy to feel stress in everyday life, stress reducing practices may be more impactful than you think. We live in an ever changing world with new technologies, more people than ever before, and lots of different challenges. One of the places that you should be able to escape to and relax, is your home. Apply some of these ideas for practices to reduce stress at home: 1. Bed Time Routine Sleep is vital to your health. Getting
You Can Buy a Home
If your goal is to become a home owner in the future, we have good news for you. You can buy a home and we are here to help you. Buying a home is one of the largest financial investments that most people will make in their lifetimes. This type of purchase requires some financial preparation, and we can act as your guide to help you get there. Here are a few key topics to begin your journey knowing that
Online Mortgage Process: COVID-19 Safe
At TexasLending.com our mortgage process can be securely done online, from your computer, tablet, or smart phone. We have made our mortgage process as easy as possible with the capability of current technology, while keeping your financial information protected. During the health and safety concerns of COVID-19, we want you to know that you can safely move through our online mortgage process. Apply Online Your mortgage application can be completed online or by phone, with one of our licensed mortgage
Working from Home: Productivity Tips
If you are new to working from home or you could use some tips on being more productive while working from home, this article can help. The dynamic of working from home much is different than being in the office. There are both benefits and challenges in a work from home situation, consider these tips for boosting your productivity: Stick to a Schedule Keeping to a schedule can help you set your expectations for each day working at home. Your
Monthly Budget Analysis & Planner
What do you really want? Is it owning your own small business or buying a home? Do you know how much money your spend each month on entertainment, eating out, or subscription services? Taking a comprehensive look at your monthly spending habits can help you reach your financial goals. There is an advantage to knowing exactly where your dollars are going each month. Consider using a monthly budget analysis worksheet to help you track your money. Writing it all down
Disinfecting Checklist: Health at Home
The purpose of this disinfecting checklist is to provide helpful information for health and safety in your home. We recommend following the CDC guidelines for preventing the spreading of the COVID-19 virus. There are places in your home that are more likely to have bacteria and other microscopic germs. Because of the frequency that these things are touched or the typical environment for certain items, some places play host to more germs. We believe that knowledge is power. Knowing which
