Our Latest Blogs
The Basics of FHA Home Loans in Texas
If you are looking to purchase a home in Texas through an FHA loan, the first thing you would most likely do is to find an FHA-approved lender that will assist you in the entire process. Is this a wise move? Probably not. Before seeking out a lender, why not familiarize yourself with FHA loans first? Find out what it is, why it could work for you, and how you can get your loan approved, among many others. In this
Refi Checklist: 5 Items To Scrutinize Before Sealing The Deal
With its strong potential to pull people out of their current financial hurdles, it’s little wonder why Texas homeowners are quite eager to affix their signature on a refinance deal. If you’re a resident in Temple, you are most probably enjoying the progressive economy in the area due to its extensive medical community. Regardless of this, you might still need some extra cash on the side. To help you decide on a good refinance deal, here’s a list of the
4 Types of Properties You Can Buy with a VA Home Loan
The most practical step to move you forward in getting the home of your dreams is to explore the most viable options for purchasing a home. In our previous blog, we mentioned that the first task in choosing a home loan is to identify the best type of home mortgage loan to suit your needs. In that same article, we mentioned that if you are an active duty or veteran of the armed forces, VA home loans could be one
How to Choose a Home Loan for your Budget
Is there such a thing as the right home loan? Of course there is. But what you have to understand is that the right home loan for your Texas property may not be the right home loan for your neighbor. Why is that? Because we all have different needs, preferences and financial situations. To find the most ideal home loan, you need to ask yourself these questions: What type of home mortgage loan is best for you? There are several
5 Ways to keep your San Marcos Mortgage Payments Down
A quick look at your budget will confirm that your mortgage payment is your biggest expense. This mortgage ordeal rings true whether your property is in Dallas or in San Marcos. You can try to work around this by cutting down on the non-essentials but unless you learn the best ways to keep your mortgage payments down, even the most thorough tweaks in your budget won’t make a big difference. The good news is, there are certain mortgage reduction strategies
An FAQ on Mortgage and Interest Rates in Texas
We often say that purchasing a home is a major financial decision. The question now is, what does it take to arrive at a good financial decision? At Texas Lending, we believe that the most basic requirement in making a sound decision is to get your facts straight. Let’s say you are planning to purchase a home. Unless you get all the answers to your most pressing concerns, you will probably have a tough time deciding on what works best
Fast Facts on Home Loans in Texas
Texas homeowners and Americans in general who are on the lookout for new homes can choose among a variety of loan types. The ideal choice depends on your current financial situation and your eligibility for each loan. But to reap the advantages of a loan to its fullest, you need to keep yourself looped in on some key mortgage information. Here are some fast facts to help you know your way around home loans in Texas: Mortgage rates are not
Factors that Affect your Austin Refinance Application
If there’s such a thing as a family-friendly state, our vote would definitely be on Texas. As locals ourselves, we know firsthand that the communities here are conducive for families. In addition to that, Texas boasts of a reasonable mortgage and some pretty great schools. Like the rest of Texas, the capital city Austin also has these benefits to offer its residents. Compared to the other cities, though, living in Austin is a bit more expensive. To that end, residents
