Our Latest Blogs
The Do’s and Don’ts of a Cash Out Refinance for your Texas Home
With no personal state income tax and cheaper costs when purchasing a home, it’s little wonder why some Americans have decided to move to Texas. But despite the relatively lower cost of living in the state, some Texas homeowners are still in need of a lump sum to settle their personal debts and pay for college tuition. In most instances, these are their top motivations for striking a cash out refinance deal for their property in Texas. . In one
4 Ways a Refinance Works for you
Having served families in Texas since 2001, our team has had our fair share of clients asking us where we think is the best place to live in the state. As we see it, there is no simple way to answer this question. There are families that enjoy Dallas for its thriving job market and slightly lower cost of living – these are the clients that come back to us for Dallas equity loans after purchasing a home. Others choose
FAQs about VA Loans in Texas
Texas is a good place to raise a family. The people are friendly, the houses are cheap and the food is several notches beyond the average. Not to mention that the business community in the state is also quite active. Whether you’re thinking of planting your roots in Texas soil or retiring in this part of the US, now might be the best time to consider a home loan. VA loans in Texas are quite popular among veterans and service
The Ups and Downs of Cash-out Refinance in Texas
Be it for a home improvement project, a luxury vacation, or for personal debt consolidation, cashout refinancing has undeniably become a popular borrowing strategy for Texas homeowners, and among Americans in general. And with good reason. Refinancing offers a way to access the equity of your home and spend the extra cash cash the way you want. It’s relatively easy to qualify since you already own the property and have made monthly payments. Homeowners prefer a cashout refinance for these
FHA Home Loans in Texas: 5 Tips to Get you Ahead
Purchasing a home is a major financial decision for most Americans. The good news is, there are loan options out there to help you achieve your home-ownership goal with more financial flexibility. A conventional loan is a common option but stringent income and debt guidelines make it more difficult to qualify. If you’re looking for an easier way to get you through buying a home even on a tight budget, consider FHA loans instead. Aside from a low down payment
8 Negotiation Tips for Homebuyers
During the home buying process, negotiations are necessary because the buyer is trying to purchase the house at the best deal while the seller is trying to sell at the highest price. The buyer and seller need to negotiate so that both sides are content and a purchase price can be agreed upon. Most sellers are willing to discuss all aspects of the house from price to repairs so it’s important to be prepared and ready to negotiate. As soon
Know Your Neighborhood Before You Buy
How important is the quality of the neighborhood to you as a home buyer? According to the National Association of Realtors’ 2016 Profile of Home Buyers, 64% of people married with kids found the quality of the neighborhood important.
Home Improvement Ideas For the New Year
Are you overwhelmed by all the home improvement ideas and projects that are being offered for the new year? Well, we’ve made it easier by narrowing down the list to the most important home projects. Here are the much-needed home improvement ideas for the new year. Assess and Create a Plan The first step is to make a list of all the home improvement projects and maintenance that was done last year. Be sure to write down how much was
