Our Latest Blogs
Phases of Home Buying
What are the phases of home buying? Buying a home is not a quick impulse purchase for most people, it deserves consideration. Deciding on your goals, preparing your finances, and getting pre approved are all important phases of home buying to navigate before you even make an offer. 1. Analyze Your Goals This is the time when you (and your spouse) should set realistic goals for buying a home. As one of the most exciting phases of home buying, don’t
Pets: 5 Big Benefits of Having a Furry Family Member in Your Home
We love our pets so what are the benefits of having a pet, We may not know all of the benefits that they bring into our lives. In this post we will share 5 big benefits of having pets in your home. Let’s jump right in! 1. Decreases Stress As a pet owner, you could probably describe in detail the way your dog excitedly greets you when you get home from work, the way your cat brushes against your legs,
Our Favorite Holiday Traditions at Home
Sometimes the best gift you can give to your family is the memory of spending time together. This week we are sharing our favorite holiday traditions with you. We hope you find joy and inspiration in these cherished holiday traditions from the homes of the wonderful folks at TexasLending.com Keepsake Holiday Traditions “Since I have kiddos, I like to get them a special ornament for the tree every year. When they have their home they will have 18 years of
Should I Order a Home Inspection?
Having a professional home inspection is something that every home buyer should at least consider before signing a contract. In this post you will find great information about the value of a home inspection. Here are a few factors to help you decide if you should order a home inspection: Home Appraisal Vs. Home Inspection Mortgage Lenders require an appraisal in order to determine the value of the home in the current market. The appraisal report can protect you from
Online Mortgage Process: COVID-19 Safe
At TexasLending.com our mortgage process can be securely done online, from your computer, tablet, or smart phone. We have made our mortgage process as easy as possible with the capability of current technology, while keeping your financial information protected. During the health and safety concerns of COVID-19, we want you to know that you can safely move through our online mortgage process. Apply Online Your mortgage application can be completed online or by phone, with one of our licensed mortgage
Negotiating in a Buyer’s Market: Home Buyer Guide
What are the advantages you have in a buyer’s market, and how can you get the best deal possible? Just last year we posted an article about “Competing in a Seller’s Market”, but since then some big changes have happened. We have seen a shift in the real estate market, giving the negotiating advantage to home buyers. In the 3rd and 4th quarters of 2022, we have begun to see the median home prices gradually drop each month, both in
How Much Home Can I Afford?
How much home can I afford? This is not an easy question to answer. In order to truly know how much home you can afford you will need to take an in-depth look at your finances, mortgage options, and the type of home you are looking to buy. Finances If you are currently renting an apartment or home, you probably know how much you can afford to pay towards a monthly mortgage payment, based on your current rent. What you
Mortgage Ready Checklist: Buying a Home
Step by step, this checklist will help you understand what it takes to be mortgage ready and buy a home. Knowledge is the key to success in buying your first home, and the mortgage ready checklist is a great place to start. Qualifying: Mortgage Ready Checklist Steady and Stable Income Your income should show your ability to repay the loan to be mortgage ready. You will need 2 years of a steady work history in your industry to qualify for
