How to Get Pre-Approved for a Mortgage in Texas: A Step-by-Step Guide (2026)
Getting pre-approved for a mortgage is the single most important step you can take before shopping for a home in Texas. In a market where the median home price sits around $334,000 to $340,000 and properties spend an average of 74 to 85 days on the market, having a pre-approval letter in hand tells sellers […]
Buying a Home in 2023
If you are planning to buy a home in 2023, there are some unique market factors to consider this year. You will also find that organization and financial preparedness, will make your experience significantly easier. Let’s talk about the 2023 housing market outlook for Texas home buyers and what you can do to be better […]
Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing […]
How Much Is the Down Payment for a House in Texas? (2026 Guide for Home Buyers)
Buying a home is one of the biggest financial decisions you’ll ever make — and the down payment is usually the first question on every buyer’s mind. If you’ve been putting off homeownership because you think you need a full 20% saved up, here’s the good news: you don’t. Whether you’re a first-time buyer in […]
Buying a Home in the Spring
Buying a home in the spring can be a great idea for avoiding the market extremes of the summer and winter. Spring time is when the housing market begins to warm back up after the low inventory months of the winter. The summer months can be over crowded and a highly competitive time for potentially […]
Home Buying: What is Earnest Money?
When you make an offer on a home in Texas, you will likely be asked to put down earnest money. For first-time buyers especially, this can feel confusing. What is it, where does it go, and can you get it back if the deal falls through? Earnest money is one of those terms that sounds […]
Become a Homeowner in 2022
How to become a homeowner in 2022 Setting a goal to become a homeowner in 2022 is both exciting and challenging. There are a few things that make 2022 a unique time to buy a home in Texas. We look forward to helping many home buyers purchase their first home this year. In the past […]
Custom Down Payment Savings Plan
Developing a custom down payment savings plan can be a great first step toward becoming a future homeowner. Understanding both what you need to save and setting the time you can give yourself is key to making a savings plan that is just right for you. There are a few upfront costs to buying a […]
The Benefits of a VA Mortgage
The Benefits of a VA Mortgage The primary goal of the VA mortgage program is to make home ownership affordable for qualifying members of the US military and their spouses. There are a number of benefits that a VA mortgage provides in comparison to a conventional mortgage. These are a the benefits of a VA […]
How Much House Can I Afford in Texas? A Buyer’s Budget Guide
Before you start touring homes, it helps to answer one big question: how much house can you actually afford? Setting a realistic budget early keeps your search focused and your finances comfortable long after you move in. It is easy to fall in love with a home that stretches your budget, but the goal is […]
