Home Appraisal vs. Home Inspection in Texas: What’s the Difference?
When you are buying a home in Texas, two words tend to come up that sound similar but do very different jobs: appraisal and inspection. Mixing them up is common, yet understanding each one helps you protect both your investment and your loan. Both happen around the same point in the buying process, both cost […]
Choosing the Best Mortgage When Buying a Home
Choosing the best mortgage when you buy a home is important. However finding the best mortgage option is not the same for everyone. Your financial outlook, credit history, and the specific mortgage terms deserve consideration when deciding which option is best for you. Take a closer look at these variables when choosing the best mortgage […]
20 Quick Tips for Home Buyers
This list of tips for home buyers gets straight to the point. No need to beat around these topics, these clear and concise pieces of advice are more valuable without minced words. Here are 20 excellent quick tips for home buyers: 1. You should be pre-approved by a lender and ready to make an offer, […]
How Do Student Loans Impact Mortgage Qualification?
If you have student loan debt, you may be wondering how it will impact your ability to qualify for a mortgage. Buying a home does require some assessment of your financial outlook. There are a few ways that your student loans will require consideration in becoming a homeowner. Let’s take a look at the financial […]
Become a Homeowner in 2021
If you have a goal to become a homeowner in 2021, it can help to know the possible challenges of home buying in this unique year. Each year we post an article about setting a goal to become a homeowner in the new year. This year, we know that the COVID-19 pandemic has made an […]
Why Do I Need a Home Appraisal? What Texas Buyers and Refinancers Should Know
If you are buying or refinancing a home in Texas, an appraisal will almost certainly be part of the process. It can feel like one more hurdle, but it serves an important purpose, and understanding it helps you prepare and avoid surprises. An appraisal is not just a formality. It plays a real role in […]
Customer Loyalty Program Benefits
At TexasLending.com we designed the Customer Loyalty program to help us serve you better. If you have previously closed and funded a loan through TexaLending.com, we will apply a $600 credit towards your closing costs to show our gratitude as a return customer. You must have a previously closed mortgage loan through TexasLending.com to qualify […]
Why You Should Write Down Your Goals
Writing down and reviewing information helps you to remember details and make connections to larger concepts. Your goals are something that you should keep in mind, but is thinking about them enough? Or should you be writing the details of your goals down on paper? When you break your goals down into smaller more achievable […]
How to Prepare for Your First Mortgage
You can help yourself transition into home ownership easier by preparing for your first mortgage. Setting savings goals, minding your credit score, getting pre approved, and knowing how much home you can afford will help you prepare for success. As a new home owner you will definitely learn a few new things. There is no […]
Home Insurance vs. Home Warranty Coverage
A home warranty policy and home insurance policy serve home owners in different ways. These two policies for protecting your home are different in their coverage and use. As a new home owner you may not know which policy covers the issues you encounter with your home. Use the lists below to help you know […]
