First Time Home Buyer: Success Guide
When buying your first home, information is your key to success. This article answers some of the most important and common questions for a first time home buyer. Our success guide for a first time home buyer answers these questions: Where do I get started? The best place to get started is to get pre […]
Clean Up your Credit Score Before Home Buying
Your credit score is one of the main factors in determining your qualification for a mortgage loan. This article will help you understand your credit score and how to clean it up before you buy a home. Creditworthiness Have you heard the phrase, “the best predictor of future behavior, is past behavior” ? This is, […]
Summer Home Buying Plan
The Summer time is the peak of home buying season. The weather is warm, kids are out of school, and lots of new homes are on the market. If you are ready to buy a home this summer, it’s a great idea to have a solid plan in place. Summer home buying comes with lots […]
Mortgage Questions to Ask Your Lender
Each person has a one-of-a-kind perspective when looking to buy a home. You have a unique financial history and a different set of goals to reach than any other person looking to buy home. That is why it is important to ask mortgage questions about your individual home buying outlook. These are a few important […]
Mortgage Ready Checklist: Buying a Home
Step by step, this checklist will help you understand what it takes to be mortgage ready and buy a home. Knowledge is the key to success in buying your first home, and the mortgage ready checklist is a great place to start. Qualifying: Mortgage Ready Checklist Steady and Stable Income Your income should show your […]
Low Down Payment Mortgage Options
When you are saving to buy your first home, planning for a traditional 20% down payment can seem like a monumental task. The truth is that there are a number of low down payment mortgage options available today. Low Down Payment Mortgage Options at TexasLending.com Conventional Down Payment: 5% of the Home Purchase Price Credit […]
Do I Qualify for a Mortgage?
If you have the goal of becoming a home owner, but are wondering if you qualify for a mortgage… We can help you answer that question. There are three main factors to consider in determining if you qualify for a mortgage; your income, credit, and assets. Because everyone has a financial outlook that is as […]
Cash Out Refinance : Benefits of Using Your Home Equity
There are a few great reasons to get a Cash Out Refinance on your mortgage. If you have built equity in your time as a home owner, you should consider utilizing that asset for needed expenses. This article outlines a few financial and practical reasons for a cash out refinance: Using Credit Wisely Lower Interest […]
Down Payment Savings Plan
If you are ready to start saving for you goal of becoming a home owner, it’s a good idea to have a down payment savings plan. A complete savings plan includes your down payment savings, as well as credit and other potential costs. This article will help you make a down payment savings plan built […]
Mortgage Interest Rates Today
Frequently Asked Questions About Mortgage Rates Understanding Today’s Mortgage Interest Rates If you’re considering buying a home or refinancing in Texas, mortgage interest rates are likely top of mind. With the national average 30-year fixed mortgage APR hovering around 6% APR as of January 2026—down from over 7% APR just a year ago—understanding how these […]
