Texas Housing Market Report 2026
What Home Buyers Need to Know Updated January 2026 | Texaslending.com The Texas housing market continues to be one of the most dynamic real estate environments in the nation. Whether you’re a first-time buyer searching for FHA loans Dallas TX, a homeowner exploring Texas home refinance options, or looking to tap into your home equity […]
8 Smart Ways to Save Money on Your Mortgage in Texas (2026 Guide)
Your mortgage is likely the largest monthly expense in your budget — and for most Texas homeowners, it will be for the next 15 to 30 years. Even small savings add up to thousands of dollars over the life of the loan. The good news? There are more tools available today to reduce what you […]
Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing […]
Are We in a Housing Bubble?
There is talk going around that we are currently in a Housing Bubble. In recent years home values have risen at a record-setting pace. Concerns about inflation and a potential recession have some people worried that home values are going to suddenly drop. This is a fear that we would like to put to rest, […]
The Cost of Waiting to Buy a Home in Texas
What is the potential cost of waiting to buy a home in Texas? It’s no secret that the housing market in Texas has seen some big changes in the last few years. With the rise in home prices and the low inventory of homes for sale, sellers have the advantage in the market. Many potential […]
Buy? Sell? Rent? or Stay? in the 2022 Housing Market
The current 2022 housing market has a lot of people thinking about their future. If you are wondering what your next best move is, this article may help you answer some big questions. What is happening in the housing market in Spring and Summer months of 2022? There are a combination of factors that make […]
How to Protest Your Property Tax Appraisal in Texas: Your 2026 Guide
Property taxes are a major part of the cost of owning a home in Texas, and they are tied directly to the appraised value of your property. If you believe your appraisal is too high, you have the right to protest it, and many homeowners who do so successfully lower their bill. The process can […]
Buying a Home in the Spring
Buying a home in the spring can be a great idea for avoiding the market extremes of the summer and winter. Spring time is when the housing market begins to warm back up after the low inventory months of the winter. The summer months can be over crowded and a highly competitive time for potentially […]
Home Buying: What is Earnest Money?
When you make an offer on a home in Texas, you will likely be asked to put down earnest money. For first-time buyers especially, this can feel confusing. What is it, where does it go, and can you get it back if the deal falls through? Earnest money is one of those terms that sounds […]
Is Now the Best Time for a Cash-Out Home Equity Refinance?
Texas homeowners may have an advantage in the current housing market. The right conditions could make this the best time for many homeowners to consider a cash-out home equity refinance. In the past two years, and counting, we have been through a truly unique time. The financial impact of the pandemic has also been unique. […]
