Negotiating in a Buyer’s Market: Home Buyer Guide
What are the advantages you have in a buyer’s market, and how can you get the best deal possible? Just last year we posted an article about “Competing in a Seller’s Market”, but since then some big changes have happened. We have seen a shift in the real estate market, giving the negotiating advantage to […]
Top 3 Tips: How to Find a Good Real Estate Agent
Finding a good real estate agent can make your home buying or selling experience much easier. Their knowledge of your local housing market and the detailed steps of a real estate transaction make a potential agent a true asset to you. A good real estate agent keeps you informed with clear communication, is honest with […]
When is a good time to buy a home?
When is a good time to buy a home? If you are dreaming about becoming a homeowner, knowing when to buy a home is likely a question on your mind. The truth is that the right time to buy a home is different for every person. You should consider your personal goals and financial readiness […]
5 Simple Habits for Organizing Your Finances
Organizing your finances can help make your life less stressful with some changes to your habits. The decisions you make about your money today can impact both your immediate and long-term future. Establishing some healthy financial habits can help you build your savings, keep up with due dates, and track your bigger financial goals. Big […]
How to Get the Best Mortgage Rate in Texas
Learn what a mortgage is and how it works in Texas. Discover Texas-specific property tax benefits, homestead exemptions, and foreclosure protections that make buying a home in the Lone Star State unique. If you’re considering buying a home in Texas, understanding how mortgages work is your first step toward home ownership. Whether you’re a first-time […]
Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing […]
HELOC vs Cash Out Refinance in Texas: Which Option Is Right for Your Home Equity?
If you’re a Texas homeowner sitting on built-up equity, you’re probably wondering how to put that value to work. Whether you’re planning a major home renovation, consolidating debt, or covering education expenses, several options stand out: a first lien Home equity loan, a second lien Home Equity Loan, a Home Equity Line of Credit (HELOC) […]
Home Buying for Remote Workers
There are more opportunities to work remotely than ever before. Which means that a number of potential home buyers are looking for the perfect combination of home, and home office space. Remote work is changing the way many people approach buying and selling homes. There are a few specific needs that remote workers have for […]
Consolidate Credit Card Debt with a Cash Out Refinance
Anyone who has struggled with credit card payments knows how difficult it can be to regain financial footing. With the average credit card interest rate now exceeding 21%, carrying a balance can quickly become overwhelming. For Texas homeowners, there’s a smarter solution: consolidate credit card debt with a cash-out refinance and potentially save thousands of […]
What do higher interest rates mean for first time home buyers?
What do higher interest rates mean for first time home buyers? We are truly in a unique time in the Texas Housing market. We have seen record setting price increases in homes in major metropolitan areas and even some smaller Texas cities in the last two years. There are more potential home buyers in the […]
