Negotiating in a Buyer’s Market: Home Buyer Guide
What are the advantages you have in a buyer’s market, and how can you get the best deal possible? Just last year we posted an article about “Competing in a Seller’s Market”, but since then some big changes have happened. We have seen a shift in the real estate market, giving the negotiating advantage to […]
Top 3 Tips: How to Find a Good Real Estate Agent
Finding a good real estate agent can make your home buying or selling experience much easier. Their knowledge of your local housing market and the detailed steps of a real estate transaction make a potential agent a true asset to you. A good real estate agent keeps you informed with clear communication, is honest with […]
When is a good time to buy a home?
When is a good time to buy a home? If you are dreaming about becoming a homeowner, knowing when to buy a home is likely a question on your mind. The truth is that the right time to buy a home is different for every person. You should consider your personal goals and financial readiness […]
5 Simple Habits for Organizing Your Finances
Organizing your finances can help make your life less stressful with some changes to your habits. The decisions you make about your money today can impact both your immediate and long-term future. Establishing some healthy financial habits can help you build your savings, keep up with due dates, and track your bigger financial goals. Big […]
How to Get the Best Mortgage Rate in Texas
How can you get the best mortgage rate in Texas? When shopping for a mortgage, comparing interest rates is the primary way that homeowners and home buyers choose a mortgage. This can be a way to compare the total cost of the loan. Your interest rate is customized to the type of loan, loan term, […]
Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing […]
HELOC vs. Cash Out Refinance
What are the differences in a HELOC vs. Cash Out Refinance? Utilizing your home equity can be a good financial solution for many homeowners. If you have owned a home in Texas for at least a few years, you likely hold equity in your home. There are two popular loan options for accessing your equity. […]
Home Buying for Remote Workers
There are more opportunities to work remotely than ever before. Which means that a number of potential home buyers are looking for the perfect combination of home, and home office space. Remote work is changing the way many people approach buying and selling homes. There are a few specific needs that remote workers have for […]
Consolidate Credit Card Debt with a Cash Out Refinance
Is it beneficial to consolidate credit card debt with a cash out refinance? Anyone who has been behind on credit card payments knows that it can be tough to catch up. When it comes to your credit, keeping the balance in your favor is essential. If your payments are overwhelming your budget, it may be […]
What do higher interest rates mean for first time home buyers?
What do higher interest rates mean for first time home buyers? We are truly in a unique time in the Texas Housing market. We have seen record setting price increases in homes in major metropolitan areas and even some smaller Texas cities in the last two years. There are more potential home buyers in the […]
