Mortgage Interest Rates Today in Texas: What You Need to Know in 2026
Understanding Today’s Mortgage Interest Rates If you’re considering buying a home or refinancing in Texas, mortgage interest rates are likely top of mind. With the national average 30-year fixed mortgage APR hovering around 6% APR as of January 2026—down from over 7% APR just a year ago—understanding how these rates work can help you make […]
Give the Gift of Pre Approval
Give the gift of pre approval this holiday season! This is the season for giving. If you have set a financial goal to buy a home in the new year, the best gift you can give is the gift being pre approved to buy a new home. Buying a home requires saving, having steady income, […]
Gingerbread House Building: Pro Tips
We love to share a little fun during the Holidays! We think building a ginger bread house is a wonderful tradition. These gingerbread house building tips will help you make a home for your ginger-people like a professional. The Blue Prints: Pro Tips It’s a great idea to plan ahead with a sketch of your […]
Do I Qualify for a Mortgage?
If you have the goal of becoming a home owner, but are wondering if you qualify for a mortgage… We can help you answer that question. There are three main factors to consider in determining if you qualify for a mortgage; your income, credit, and assets. Because everyone has a financial outlook that is as […]
Insider Tips for Your Online Home Search
Searching for homes online is the number one way that home buyers first get information on homes listed for sale. Technology makes viewing homes fast, convenient, and available to millions of people. While technology has brought a wealth of information to the palm of your hand, there are a few things to consider in your […]
Down Payment Savings Plan
If you are ready to start saving for you goal of becoming a home owner, it’s a good idea to have a down payment savings plan. A complete savings plan includes your down payment savings, as well as credit and other potential costs. This article will help you make a down payment savings plan built […]
25 Habits for a Happy Home
A clean home is a happy home : One of the best aspects of home ownership is having a place to make lots of memories with your friends and family. These 25 habits for a happy home, will help you make the most of your home. Consider changing up your daily routine to include these […]
How Much Home Can I Afford?
How much home can I afford? This is not an easy question to answer. In order to truly know how much home you can afford you will need to take an in-depth look at your finances, mortgage options, and the type of home you are looking to buy. Finances If you are currently renting an […]
Down Payment Assistance Programs are NOT a Wise Financial Choice for Home Buyers.
If you have begun searching for information on buying your first home, you are likely to find information about down payment assistance programs. While getting “free” grant money to make your down payment sounds fantastic, these programs can cost you big time. Down payment assistance programs are not a wise financial decision for home buyers. […]
Home Loan Pre Approval: The First Step in Home Buying
Your first step in Home buying should be getting home loan pre approval with a mortgage lender. In fact, many real estate professionals require their clients to have home loan pre approval before scheduling home showings. It’s an important first step to take long before submitting an offer. In this article we will answer the […]
