buyer’s market vs seller’s market
The difference between a buyer’s market and a seller’s market is the advantage of negotiating power to one party in the transaction or the other. The primary evaluation of the buyer’s or seller’s market is based on the basic principal of supply and demand. There can also be divides in the market based on other […]
Using Home Equity to Finance Home Improvements
If you are thinking that your home could use some tender loving care by updating or renovating your living space, consider utilizing your home equity. Many homeowners use their home equity to increase the value of their property with home improvements. Adding a pool to the backyard, renovating the kitchen or bathrooms, updating the flooring, […]
What credit score is needed for a mortgage?
What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to qualify for a mortgage your credit score must reflect that you use credit responsibly. With a large financial risk at stake, conventional mortgage investors want to see […]
Tips for Moving to Texas from Another State
If you are one of the many people moving to Texas from another state or to another city within the state, it may be helpful to know a few tips. Texas has held the #1 position in population growth for states in the U.S. since 2017. Most of this population growth is attributed to the […]
Home Search Wants and Needs Checklist
Are you ready to begin searching to buy a new home? Planning can help save you time, money, and some stress when you are buying a home. It is a great idea to sit down and make a few decisions about the things that are most important to you in your new home. Let’s take […]
Experts Top 5 Reasons You Should Refinance in 2021
Most people don’t think about the fluctuations in the mortgage and housing markets every day, but we do. Let’s examine the trends that make this a great time to refinance in 2021. 1. You can snag an excellent interest rate in 2021 Mortgage interest rates are incredibly low. We are about halfway through the year […]
3 Smart Money Moves for Homeowners
Smart Money Moves Making smart decisions with your money will help you build a solid financial foundation for you and your family. As a home owner, you have a responsibility to protect your financial investment. Consider adding these 3 smart money moves to your financial plan, if you haven’t already done so: 1. Save for […]
5 Ways Refinancing Your Mortgage Can Save You Money
One of the best reasons to refinance your mortgage is to save money. There isn’t any reason you should be paying more for your mortgage than necessary. That’s is why looking at the options for refinancing your mortgage is a smart idea. Your finances change over time, and the mortgage terms that were available when […]
Choosing the Best Mortgage When Buying a Home
Choosing the best mortgage when you buy a home is important. However finding the best mortgage option is not the same for everyone. Your financial outlook, credit history, and the specific mortgage terms deserve consideration when deciding which option is best for you. Take a closer look at these variables when choosing the best mortgage […]
Get a Custom Interest Rate Quote
The interest rates on mortgages are NOT one size fits all. You can compare rates online and “shop for the best rate,” but the rates displayed on websites aren’t always representative of the interest rate that would be available to YOU. In fact, the best way to get an interest rate quote, is to speak […]
