When you have experienced professionals to help you with every step of the home buying process, you can be confident that everything will be done right. Our team at TexasLending.com is ready to help you navigate each step and get your loan to closing on time, guaranteed.
Our Close on Time Guarantee
We are serious about closing your loan on-time. Everyone involved in the transaction needs that peace of mind. At TexasLending.com we are committed to providing some of the most consistent and quickest closing times in the industry. We are so committed that we will pay $1,000 of your closing costs if we miss your purchase contract date.*
From pre-approval through funding, our loan officers will guide you through the home buying process. Whether you are a first-time home buyer or seasoned investor, we offer a variety of financing options to assist you in making an educated decision on your financing needs.
Who Qualifies for the Guarantee?
The Close on Time Guarantee gives our customers who are purchasing a home the confidence that our team will have your loan ready to close at the scheduled closing date. This guarantee applies to FHA, Conventional, and VA home loan options. If you are buying a home and choose TexasLending.com as your mortgage lender, you can be sure that we will do everything we can to have your loan ready to close on time.
The Loan Process
TexasLending.com assures a quick, hassle-free process. To make this possible we ask for your support throughout the loan process. You can read more about the home loan process and what you can do during each step in one of our previous blog posts, here.
While we are committed to doing everything we can to keep your loan on track, you are the decision maker. Being responsive to requests from our team is key to avoiding delays.
Avoidable Delays
There are delays that can be avoided with some organization and responsiveness during the loan process. Be prepared to submit your documentation: W2’s, paycheck stubs, account statements, employment history, and other additional documentation may be required. Your loan processor will provide a complete list of the documents needed.
Here are a few other time sensitive steps you are responsible for. Ensuring that either you or your realtor provides a copy of the sales contract within 24 hours. Paying for the appraisal as soon as you are notified that it has been ordered. Lock in your interest rate at least 7 days before closing. Don’t make changes in your employment, large purchases effecting your credit, or last minute changes to the loan terms during the loan process.
Most importantly, you should call your loan officer any time you have questions.
Unavoidable Road Blocks
There are occasions when issues arise that are out of our hands. Unfortunately we cannot guarantee that these road blocks won’t effect your closing date.
We will keep you informed if we see any potential problems ahead: Issues with the property title, delays from the home owners association, or home owners insurance policy can effect your on-time closing. Conditions like bad weather, natural disasters, delayed home repairs, and other unavoidable road blocks aren’t covered by the guarantee.
At TexasLending.com we guarantee that we will do our part to ensure your home purchase loan closes on time. If you are ready to start your journey to home ownership, reach out to us today to get started.
Terms and conditions apply. Texas Lending is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. All rights reserved. Contact us for details. NMLS #137773, 4100 Alpha Road, Suite 300, Dallas, TX 75244.
