Get your best deal, Get a great HELOC or Home Equity Rate in Texas

Unlock your home’s potential when you compare a Home Equity Line of Credit (HELOC) with Home Equity Loans from Texas Lending. Get an amazing rate and flexible terms.

Prequalifying is Fast and Free

Simple 4-Step Process

1
Loan Type
2
Property
3
Refinance Info
4
Your Info

Choose Your
Loan Type:

🏠
Home Equity
🏑
Purchase
πŸ’°
Refinance

What Type of Property?

🏠
Single Family
🏘️
Townhome
🏒
Condominium
🏘️
Multi-Family Home

How will this property be
used?

πŸ“¬
Primary Home
🌴
Secondary Home
🏷️
Rental Property

Zipcode of the property

Please enter a valid US Zipcode
City:
State:

What is your existing loan
balance?

$250,001 to $260,000
$1 $900K+

What is your name?

Please enter your first name
Please enter your last name

To confirm details

πŸ“ž
Please enter a valid 10-digit phone number
βœ‰οΈ
Please enter a valid email address
You must agree to the terms and conditions

Explore Your Home Equity Options

Access the value of your home with a low-rate First Lien Home Equity Loan, a Cash-Out Refinance or a Second Lien Fixed Home Equity Loan from TexasLending.com.

Remodel Your Home

Pay Off Debt

Cover tution

Fund Live's Big Goals

Why Texans Choose TexasLending.com

Low Rates

Competitive Offers

Fast Closing

Flexible Options

Expert Support

Transparent Terms

Compare HELOC vs. Home Equity Loan

Feature comparison

Feature HELOC (Line of Credit) Home Equity Loan (Fixed)
Rate Type
Variable
Fixed
Best For
Ongoing expenses, flexibility
One-time lump sum, predictable payments
Access to Funds
As needed
Upfront
Common Uses
Home improvements, tuition, debt
Renovations, debt consolidation, major expenses

Still not sure which one is right for you?

“Texas Lending provided exceptional service and the best rates. I highly recommend them!”

Kevin Vickers

Calculate Your Cash-Out Potential

Estimate your home equity, compare payments, and get a free quote. Discover how much cash you can access with a HELOC or Home Equity Loan.

Top-Rated HELOC Lender in Texas

Serving all major cities in Texas, including Austin, Dallas, Houston, and San Antonio. Recognized for exceptional customer service and competitive rates.

Start Your Application in Minutes

Apply Online

Complete our simple online application.

Lock in your rate

Secure your competitive interest rate.

Close fast

Get your funds quickly and hassle-free.