What do higher interest rates mean for first time home buyers?
What do higher interest rates mean for first time home buyers? We are truly in a unique time in the Texas Housing market. We have seen record setting price increases in homes in major metropolitan areas and even some smaller Texas cities in the last two years. There are more potential home buyers in the […]
Home Buying: What is Earnest Money?
When you make an offer on a home in Texas, you will likely be asked to put down earnest money. For first-time buyers especially, this can feel confusing. What is it, where does it go, and can you get it back if the deal falls through? Earnest money is one of those terms that sounds […]
Become a Homeowner in 2022
How to become a homeowner in 2022 Setting a goal to become a homeowner in 2022 is both exciting and challenging. There are a few things that make 2022 a unique time to buy a home in Texas. We look forward to helping many home buyers purchase their first home this year. In the past […]
Custom Down Payment Savings Plan
Developing a custom down payment savings plan can be a great first step toward becoming a future homeowner. Understanding both what you need to save and setting the time you can give yourself is key to making a savings plan that is just right for you. There are a few upfront costs to buying a […]
The Benefits of a VA Mortgage
The Benefits of a VA Mortgage The primary goal of the VA mortgage program is to make home ownership affordable for qualifying members of the US military and their spouses. There are a number of benefits that a VA mortgage provides in comparison to a conventional mortgage. These are a the benefits of a VA […]
How Much House Can I Afford in Texas? A Buyer’s Budget Guide
Before you start touring homes, it helps to answer one big question: how much house can you actually afford? Setting a realistic budget early keeps your search focused and your finances comfortable long after you move in. It is easy to fall in love with a home that stretches your budget, but the goal is […]
buyer’s market vs seller’s market
The difference between a buyer’s market and a seller’s market is the advantage of negotiating power to one party in the transaction or the other. The primary evaluation of the buyer’s or seller’s market is based on the basic principal of supply and demand. There can also be divides in the market based on other […]
What Credit Score Do You Need to Buy a House in Texas
What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to qualify for a mortgage your credit score must reflect that you use credit responsibly. With a large financial risk at stake, conventional mortgage investors want to see […]
Tips for Moving to Texas from Another State
If you are one of the many people moving to Texas from another state or to another city within the state, it may be helpful to know a few tips. Texas has held the #1 position in population growth for states in the U.S. since 2017. Most of this population growth is attributed to the […]
Texas Home Search Checklist: How to Separate Your Wants From Your Needs in 2026
Most homebuyers walk into their first showing with a vague sense of what they want — a nice kitchen, a good neighborhood, maybe a big backyard. But without a clear framework for separating must-haves from nice-to-haves, it’s easy to fall in love with the wrong home, waste weeks touring properties that don’t fit, or compromise […]
