Why Texaslending Is the Consumer’s Choice Award Winner for Home Lenders Texas Trusts
When you are making one of the biggest financial decisions of your life, who you work with matters. Choosing the right mortgage lender can mean the difference between a stressful, confusing process and one that feels guided, transparent, and built around your goals. That is exactly why thousands of homeowners across the Dallas-Fort Worth metroplex […]
How to Get Pre-Approved for a Mortgage in Texas: A Step-by-Step Guide (2026)
Getting pre-approved for a mortgage is the single most important step you can take before shopping for a home in Texas. In a market where the median home price sits around $334,000 to $340,000 and properties spend an average of 74 to 85 days on the market, having a pre-approval letter in hand tells sellers […]
Are you throwing money away on rent?
It’s not uncommon to hear the idea that renting is throwing away money. However taking a closer look at the investment that home ownership requires, in comparison to the relative freedom of renting property deserves some context. There can be financial reasons to choose to continue to rent, just like there are benefits to buying […]
Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing […]
How Much Is the Down Payment for a House in Texas? (2026 Guide for Home Buyers)
Buying a home is one of the biggest financial decisions you’ll ever make — and the down payment is usually the first question on every buyer’s mind. If you’ve been putting off homeownership because you think you need a full 20% saved up, here’s the good news: you don’t. Whether you’re a first-time buyer in […]
What do higher interest rates mean for first time home buyers?
What do higher interest rates mean for first time home buyers? We are truly in a unique time in the Texas Housing market. We have seen record setting price increases in homes in major metropolitan areas and even some smaller Texas cities in the last two years. There are more potential home buyers in the […]
Custom Down Payment Savings Plan
Developing a custom down payment savings plan can be a great first step toward becoming a future homeowner. Understanding both what you need to save and setting the time you can give yourself is key to making a savings plan that is just right for you. There are a few upfront costs to buying a […]
Mortgage Payment Calculator
Using a mortgage payment calculator is a great place to begin if you are thinking about buying a home or refinancing your current mortgage. An online mortgage calculator can be a great tool to estimate your potential monthly mortgage payment. Adjusting the numbers in each field can help you take a look at the numbers […]
How Much House Can I Afford in Texas? A Buyer’s Budget Guide
Before you start touring homes, it helps to answer one big question: how much house can you actually afford? Setting a realistic budget early keeps your search focused and your finances comfortable long after you move in. It is easy to fall in love with a home that stretches your budget, but the goal is […]
Escrow Accounts Explained: What Texas Homeowners Need to Know
If you have a mortgage, you have probably seen the word escrow on your statements, but it is not always clear what it means. Understanding your escrow account helps you make sense of your monthly payment and avoid surprises down the road. Escrow is one of those behind-the-scenes parts of homeownership that quietly handles some […]
