Escrow Account Basics
If you are looking for your first mortgage loan as a first time home buyer, you may have some questions about escrow accounts. The questions and answers in this article provide some great insight to the function and purpose of an escrow account. These basic questions will help you better understand the structure of an […]
Competing in a Seller’s Market: Homebuyer Guide
Competing in a Seller’s Market The housing market is HOT! Home’s are receiving multiple offers after being listed on the market for just a few hours. Many potential home buyers are frustrated with the competition and all of the challenges that a seller’s market brings. If you are looking to buy a home in a […]
buyer’s market vs seller’s market
The difference between a buyer’s market and a seller’s market is the advantage of negotiating power to one party in the transaction or the other. The primary evaluation of the buyer’s or seller’s market is based on the basic principal of supply and demand. There can also be divides in the market based on other […]
How to Get Pre Approved for a Mortgage
Getting pre-approved for a mortgage is the single most important step you can take before shopping for a home in Texas. In a market where the median home price sits around $334,000 to $340,000 and properties spend an average of 74 to 85 days on the market, having a pre-approval letter in hand tells sellers […]
What credit score is needed for a mortgage?
What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to qualify for a mortgage your credit score must reflect that you use credit responsibly. With a large financial risk at stake, conventional mortgage investors want to see […]
Choosing the Best Mortgage When Buying a Home
Choosing the best mortgage when you buy a home is important. However finding the best mortgage option is not the same for everyone. Your financial outlook, credit history, and the specific mortgage terms deserve consideration when deciding which option is best for you. Take a closer look at these variables when choosing the best mortgage […]
20 Quick Tips for Home Buyers
This list of tips for home buyers gets straight to the point. No need to beat around these topics, these clear and concise pieces of advice are more valuable without minced words. Here are 20 excellent quick tips for home buyers: 1. You should be pre-approved by a lender and ready to make an offer, […]
How to Get a Custom Mortgage Rate Quote in Texas: Your 2026 Guide
If you have been shopping for a mortgage online, you have probably seen advertised interest rates on lender websites, comparison tools, and financial news headlines. As of early February 2026, the national average for a 30-year fixed-rate mortgage sits at approximately 6.11%, according to Freddie Mac, down from 6.89% just a year ago. Those numbers […]
How Do Student Loans Impact Mortgage Qualification?
If you have student loan debt, you may be wondering how it will impact your ability to qualify for a mortgage. Buying a home does require some assessment of your financial outlook. There are a few ways that your student loans will require consideration in becoming a homeowner. Let’s take a look at the financial […]
Home Insurance vs. Home Warranty Coverage
A home warranty policy and home insurance policy serve home owners in different ways. These two policies for protecting your home are different in their coverage and use. As a new home owner you may not know which policy covers the issues you encounter with your home. Use the lists below to help you know […]
