Buy? Sell? Rent? or Stay? in the 2022 Housing Market
The current 2022 housing market has a lot of people thinking about their future. If you are wondering what your next best move is, this article may help you answer some big questions. What is happening in the housing market in Spring and Summer months of 2022? There are a combination of factors that make […]
How to Protest Your Property Tax Appraisal in Texas: Your 2026 Guide
Property taxes are a major part of the cost of owning a home in Texas, and they are tied directly to the appraised value of your property. If you believe your appraisal is too high, you have the right to protest it, and many homeowners who do so successfully lower their bill. The process can […]
Buying a Home in the Spring
Buying a home in the spring can be a great idea for avoiding the market extremes of the summer and winter. Spring time is when the housing market begins to warm back up after the low inventory months of the winter. The summer months can be over crowded and a highly competitive time for potentially […]
Home Buying: What is Earnest Money?
When you make an offer on a home in Texas, you will likely be asked to put down earnest money. For first-time buyers especially, this can feel confusing. What is it, where does it go, and can you get it back if the deal falls through? Earnest money is one of those terms that sounds […]
15-Year vs. 30-Year Mortgage in Texas: Which Loan Term Is Right for You? (2026 Guide)
Choosing a mortgage term is one of the most consequential financial decisions you’ll make as a Texas homebuyer — yet many buyers settle on 30 years without ever seriously running the 15-year numbers. The reality is that neither term is universally better. The right choice depends on your monthly budget, life stage, financial goals, and […]
Become a Homeowner in 2022
How to become a homeowner in 2022 Setting a goal to become a homeowner in 2022 is both exciting and challenging. There are a few things that make 2022 a unique time to buy a home in Texas. We look forward to helping many home buyers purchase their first home this year. In the past […]
Custom Down Payment Savings Plan
Developing a custom down payment savings plan can be a great first step toward becoming a future homeowner. Understanding both what you need to save and setting the time you can give yourself is key to making a savings plan that is just right for you. There are a few upfront costs to buying a […]
Mortgage Payment Calculator
Using a mortgage payment calculator is a great place to begin if you are thinking about buying a home or refinancing your current mortgage. An online mortgage calculator can be a great tool to estimate your potential monthly mortgage payment. Adjusting the numbers in each field can help you take a look at the numbers […]
How to Remove PMI From Your Mortgage: A Guide for Texas Homeowners
If you bought your home with a smaller down payment, you may be paying private mortgage insurance, often called PMI. It protects the lender, not you, so understandably most homeowners want to stop paying it as soon as they reasonably can. The encouraging news is that PMI is not necessarily permanent. For many homeowners, it […]
The Benefits of a VA Mortgage
The Benefits of a VA Mortgage The primary goal of the VA mortgage program is to make home ownership affordable for qualifying members of the US military and their spouses. There are a number of benefits that a VA mortgage provides in comparison to a conventional mortgage. These are a the benefits of a VA […]
