Monthly Budget Analysis & Planner
What do you really want? Is it owning your own small business or buying a home? Do you know how much money your spend each month on entertainment, eating out, or subscription services? Taking a comprehensive look at your monthly spending habits can help you reach your financial goals. There is an advantage to knowing […]
You Can Buy a Home
If your goal is to become a home owner in the future, we have good news for you. You can buy a home and we are here to help you. Buying a home is one of the largest financial investments that most people will make in their lifetimes. This type of purchase requires some financial […]
Income Tax and Your Mortgage Application
Whether you are looking to buy a home or refinance your current mortgage, your income taxes are a required piece of your mortgage application. Your federal income tax return is key to determining your mortgage loan approval. These are the ways that your income tax return is a factor in your mortgage application. Calculating Income […]
10 Mortgage Mistakes to Avoid: During the Mortgage Process
Making these mortgage mistakes during the mortgage process can have some big consequences. Delayed closings or even being denied for a loan due to these mortgage mistakes is something that we all want to avoid. Information is the key to your success make sure that you avoid these 10 common mortgage mistakes during the mortgage […]
Phases of Home Buying
What are the phases of home buying? Buying a home is not a quick impulse purchase for most people, it deserves consideration. Deciding on your goals, preparing your finances, and getting pre approved are all important phases of home buying to navigate before you even make an offer. 1. Analyze Your Goals This is the […]
What Is a Reverse Mortgage in Texas? Your Complete Guide to Home Equity in Texas for Homeowners 62 and Older
If you have ever wondered “what is a reverse mortgage?” you are not alone. For Texas homeowners aged 62 and older, a reverse mortgage offers a unique way to access home equity in Texas without selling your home or making monthly mortgage payments. At Texaslending, we help seniors understand this retirement planning tool and determine […]
8 Negotiation Tips for Homebuyers
During the home buying process, negotiations are necessary because the buyer is trying to purchase the house at the best deal while the seller is trying to sell at the highest price. The buyer and seller need to negotiate so that both sides are content and a purchase price can be agreed upon. Most sellers […]
How to Get the House You Want in a Competitive Market
The U.S. housing market is having quite the year! The National Association of Realtors shows there was only a 4.4-month supply of homes for sale in February. A six-month supply indicates a balanced market between buyers and sellers. Less than that is considered a seller’s market. Some red hot cities have seen historically low inventory. […]
Know Your Neighborhood Before You Buy
How important is the quality of the neighborhood to you as a home buyer? According to the National Association of Realtors’ 2016 Profile of Home Buyers, 64% of people married with kids found the quality of the neighborhood important. A great neighborhood can add quality to your life with good neighbors, amenities, education, and more. […]
When is the Best Time to Buy a House? Now, Before Rates Rise
For the general public, this time of year is not usually considered the best time to buy a house. People are busy preparing for the holidays, kids are still in school, and it’s too cold to be moving to a new place. However, due to the speculations of rising mortgage rates and increasing housing prices […]
