Texas Housing Market Report 2026
What Home Buyers Need to Know Updated January 2026 | Texaslending.com The Texas housing market continues to be one of the most dynamic real estate environments in the nation. Whether you’re a first-time buyer searching for FHA loans Dallas TX, a homeowner exploring Texas home refinance options, or looking to tap into your home equity […]
6 Ways to Save Money on Your Mortgage
Being strategic can help you save money on your mortgage. Buying a home is the largest investment that most Americans make in their lifetime. Your mortgage will potentially be a part of your financial plan for the next 30 years. Understanding how to get the best deal on your home loan and knowing the money-saving […]
How to Get the Best Mortgage Rate in Texas
Learn what a mortgage is and how it works in Texas. Discover Texas-specific property tax benefits, homestead exemptions, and foreclosure protections that make buying a home in the Lone Star State unique. If you’re considering buying a home in Texas, understanding how mortgages work is your first step toward home ownership. Whether you’re a first-time […]
Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing […]
Consolidate Credit Card Debt with a Cash Out Refinance
Anyone who has struggled with credit card payments knows how difficult it can be to regain financial footing. With the average credit card interest rate now exceeding 21%, carrying a balance can quickly become overwhelming. For Texas homeowners, there’s a smarter solution: consolidate credit card debt with a cash-out refinance and potentially save thousands of […]
What do higher interest rates mean for first time home buyers?
What do higher interest rates mean for first time home buyers? We are truly in a unique time in the Texas Housing market. We have seen record setting price increases in homes in major metropolitan areas and even some smaller Texas cities in the last two years. There are more potential home buyers in the […]
Buy? Sell? Rent? or Stay? in the 2022 Housing Market
The current 2022 housing market has a lot of people thinking about their future. If you are wondering what your next best move is, this article may help you answer some big questions. What is happening in the housing market in Spring and Summer months of 2022? There are a combination of factors that make […]
Experts Top 5 Reasons You Should Refinance in 2021
Most people don’t think about the fluctuations in the mortgage and housing markets every day, but we do. Let’s examine the trends that make this a great time to refinance in 2021. 1. You can snag an excellent interest rate in 2021 Mortgage interest rates are incredibly low. We are about halfway through the year […]
5 Ways Refinancing Your Mortgage Can Save You Money
One of the best reasons to refinance your mortgage is to save money. There isn’t any reason you should be paying more for your mortgage than necessary. That’s is why looking at the options for refinancing your mortgage is a smart idea. Your finances change over time, and the mortgage terms that were available when […]
How to Get a Custom Mortgage Rate Quote in Texas: Your 2026 Guide
If you have been shopping for a mortgage online, you have probably seen advertised interest rates on lender websites, comparison tools, and financial news headlines. As of early February 2026, the national average for a 30-year fixed-rate mortgage sits at approximately 6.11%, according to Freddie Mac, down from 6.89% just a year ago. Those numbers […]
