How to Prepare for Your First Mortgage
You can help yourself transition into home ownership easier by preparing for your first mortgage. Setting savings goals, minding your credit score, getting pre approved, and knowing how much home you can afford will help you prepare for success. As a new home owner you will definitely learn a few new things. There is no […]
Why You Should Make Your Mortgage Payment: COVID-19
On the news you may have heard that you have the option not to make your mortgage payment during the COVID-19 crisis. This is accomplished by applying for a forbearance period in your loan repayment with your loan servicer*. While this may be the only solution for some families, it is not a good idea […]
Phases of Home Buying
What are the phases of home buying? Buying a home is not a quick impulse purchase for most people, it deserves consideration. Deciding on your goals, preparing your finances, and getting pre approved are all important phases of home buying to navigate before you even make an offer. 1. Analyze Your Goals This is the […]
Mortgage Calculator : Take a look at the numbers
Whether you are looking to buy a new home or refinance your current mortgage, our easy to use mortgage calculators will help you better understand the numbers. Using a mortgage calculator online is a great way to get an estimate of your mortgage outlook. If you have been thinking about buying a home or refinancing […]
How Long Does It Take to Refinance Your Mortgage in Texas? (2026 Timeline Guide)
You’ve done the math. A lower rate could cut your monthly payment, shave years off your loan, or finally get rid of that mortgage insurance. The decision to refinance makes sense — but now you’re wondering how long the whole process actually takes. The honest answer: most Texas mortgage refinances take between 30 and 45 […]
Summer Home Buying Plan
The Summer time is the peak of home buying season. The weather is warm, kids are out of school, and lots of new homes are on the market. If you are ready to buy a home this summer, it’s a great idea to have a solid plan in place. Summer home buying comes with lots […]
Mortgage Interest Rates Today
Frequently Asked Questions About Mortgage Rates Understanding Today’s Mortgage Interest Rates If you’re considering buying a home or refinancing in Texas, mortgage interest rates are likely top of mind. With the national average 30-year fixed mortgage APR hovering around 6% APR as of January 2026—down from over 7% APR just a year ago—understanding how these […]
Buying Your First Home Together
Marriage credit score, October passed June in 2016 as the most popular month to get married in the US. That means this Fall lots of newly weds will be joining together to celebrate shared love. Marriage however, isn’t just about bonding two people or families together, you will also be sharing your finances. For the […]
Home Loan Pre Approval: The First Step in Home Buying
Your first step in Home buying should be getting home loan pre approval with a mortgage lender. In fact, many real estate professionals require their clients to have home loan pre approval before scheduling home showings. It’s an important first step to take long before submitting an offer. In this article we will answer the […]
What you should have learned in school about home buying: Mortgage 101
It would be difficult to count the number of times we have heard the phrase, “I wish I would have learned about this in school.” That is why we are sharing key mortgage information with you in our blog. We think it is important for young adults to know how to prepare to buy a […]
