When you are making one of the biggest financial decisions of your life, who you work with matters. Choosing the right mortgage lender can mean the difference between a stressful, confusing process and one that feels guided, transparent, and built around your goals. That is exactly why thousands of homeowners across the Dallas-Fort Worth metroplex have voted Texaslending as the Consumer’s Choice Award winner for Mortgage Lender (Non-Bank) for 13 consecutive years.
This recognition is not something you can buy or manufacture. It comes directly from the people who have experienced the Texaslending difference firsthand — real customers who trusted us with their home purchase, Texas home refinance, or home equity loans in Texas.
What Is the Consumer’s Choice Award?
The Consumer’s Choice Award is a distinction that recognizes businesses based on direct consumer feedback and voting. Unlike industry-only awards judged by panels, this recognition comes from the community itself. DFW residents cast their votes for the businesses they believe provide the best experience, service, and value in their respective categories.
For Texaslending, winning this award in the Mortgage Lender (Non-Bank) category for over a decade means that year after year, Dallas-Fort Worth homebuyers and homeowners have chosen us as the lender they trust most. In a region where the median home price sits around $375,000 and the market is shifting toward more balanced conditions in 2026, having a trusted lending partner has never been more important.
How Texaslending Earned 13 Consecutive Years of Consumer Trust
Texaslending was founded by CEO Kevin Miller in 2001 with a straightforward mission: help Texans reach their mortgage goals through expert guidance and genuine care. What started with a small team of dedicated mortgage professionals has grown into one of the most recognized home lenders Texas families rely on — but the core philosophy has never changed.
Every customer interaction at Texaslending is built around understanding individual needs. Whether you are a first-time buyer exploring FHA loans Dallas TX, a homeowner considering a cash out refinance Houston, or someone looking to access their home equity in Texas, our licensed mortgage consultants take the time to understand your financial picture and walk you through every option available.
Local Expertise That National Lenders Cannot Match
One of the reasons DFW consumers continue to choose Texaslending is our deep understanding of the Texas mortgage landscape. Texas has unique constitutional requirements for home equity lending under Article XVI, Section 50 that many national lenders are not equipped to navigate efficiently. Our team lives and works in Texas, understands the state’s specific lending regulations, and has in-house loan processing and underwriting teams that keep the mortgage process moving quickly.
In a 2026 DFW market where inventory is rising, sellers are increasingly open to negotiation, and mortgage conditions are expected to stabilize, working with a lender who understands the local environment gives you a real advantage.
Technology That Makes the Process Faster
While personal attention remains at the heart of what we do, Texaslending also invests in secure, modern technology to make the mortgage process as efficient as possible. From digital document submission to streamlined communication with your loan officer, our goal is to reduce the time it takes to move from application to closing without sacrificing the quality of service that earned us the Consumer’s Choice Award.
What the Consumer’s Choice Award Means for You
When you see that Texaslending has won this award 13 years running, it tells you something important: this is a company that consistently delivers results for real people. But beyond the trophy, here is what that track record means in practical terms for your mortgage experience.
Competitive Options Across Loan Programs
Texaslending offers a full range of mortgage programs designed to meet different financial situations. Whether you are purchasing your first home, refinancing an existing mortgage, or tapping into your home’s equity, you will have access to options including conventional loans, FHA loans, VA loans, and home equity loans in Texas. Our consultants help you compare these options side by side so you can make a confident, informed decision.
If you are considering a Texas home refinance to take advantage of evolving market conditions, or if you want to explore Dallas refinance rates and refinance rates Dallas area homeowners are seeing, a conversation with our team is a smart first step.
A Free, No-Obligation Pre-Approval Process
Unlike some lenders who charge upfront processing fees before they will even review your application, Texaslending offers free pre-approval with no upfront costs. We believe you should close your loan with us because we earned your business — not because you feel locked in by a fee.
This approach is part of why DFW consumers keep voting for us. It reflects a philosophy that puts the customer first at every stage of the process.
Tools to Help You Plan
We provide free online calculators — including a mortgage calculator Texas homebuyers use to estimate purchase scenarios, a refinance calculator for homeowners exploring home refinance rates in Texas, and a home equity calculator for those interested in Texas home equity lending options. These tools give you a starting point, and our mortgage consultants fill in the details with personalized guidance.
Why Choosing the Right Lender Matters in the 2026 DFW Market
The Dallas-Fort Worth housing market is entering 2026 in a period of recalibration. Inventory levels have been rising, giving buyers more options and more negotiating leverage than they have had in years. The median home price in the metroplex sits around $375,000, and experts anticipate moderate price adjustments as the market moves toward greater balance.
For buyers, this means more choices and potentially better terms at the closing table. For homeowners, it means this could be a strategic time to explore refinancing or accessing home equity in Texas before conditions shift again.
In either scenario, the lender you choose plays a critical role. A lender who understands Texaslending rates, local market dynamics, and the full spectrum of available programs can help you move confidently — whether you are buying, refinancing, or leveraging equity. An award-winning track record of 13 consecutive years of consumer trust is the kind of proof point that separates experienced home lenders Texas residents recommend from the rest.
Our Commitment Moving Forward
Winning the Consumer’s Choice Award once is an honor. Winning it 13 years in a row is a responsibility. At Texaslending, we view every year as a renewed commitment to raise the bar on the service we provide.
Our plan is to continue growing in both the quality of service and the number of Texans we serve. Whether you are buying your first home in Dallas, exploring a cash out refinance Houston, comparing home equity loan Dallas Texas options, or simply researching home refinance rates in Texas, we are here to help.
Frequently Asked Questions
What is the Consumer's Choice Award?
The Consumer’s Choice Award recognizes businesses voted on directly by consumers in their local market. Texaslending has won this award as the top Mortgage Lender (Non-Bank) in the Dallas-Fort Worth area for 13 consecutive years, reflecting sustained customer satisfaction and trust.
Why should I choose a local Texas lender over a national bank?
Texas has unique constitutional requirements for home equity lending and specific regulations that affect how mortgage products are structured. A local lender like Texaslending has deep expertise in these state-specific rules, in-house processing and underwriting teams, and direct knowledge of the DFW and Texas housing markets — advantages that many national lenders cannot offer.
Does Texaslending charge fees for pre-approval?
No. Pre-approval at Texaslending is free with no upfront fees. Our licensed mortgage consultants will evaluate your financial situation, help you understand your budget, and provide a pre-approval letter at no cost and no obligation.
What types of loans does Texaslending offer?
Texaslending offers a full range of mortgage programs including conventional loans, FHA loans, VA loans, home equity loans in Texas, and refinance options. Whether you are a first-time buyer, a veteran, or a homeowner looking to refinance or access equity, our team can help you identify the right program for your situation.
How do I get started with Texaslending?
The easiest way to get started is to visit Texaslending.com and connect with one of our licensed mortgage consultants. You can also use our free online mortgage calculator Texas tools to estimate your options before starting a conversation.
Ready to experience the Consumer’s Choice difference? Connect with the award-winning team at Texaslending.com and discover why DFW homeowners have trusted us with their mortgage goals for over two decades.