Our Latest Blogs
Online Mortgage Process: COVID-19 Safe
At TexasLending.com our mortgage process can be securely done online, from your computer, tablet, or smart phone. We have made our mortgage process as easy as possible with the capability of current technology, while keeping your financial information protected. During the health and safety concerns of COVID-19, we want you to know that you can safely move through our online mortgage process. Apply Online Your mortgage application can be completed online or by phone, with one of our licensed mortgage
You Can Buy a Home
If your goal is to become a home owner in the future, we have good news for you. You can buy a home and we are here to help you. Buying a home is one of the largest financial investments that most people will make in their lifetimes. This type of purchase requires some financial preparation, and we can act as your guide to help you get there. Here are a few key topics to begin your journey knowing that
10 Stress Reducing Practices at Home
It can be easy to feel stress in everyday life, stress reducing practices may be more impactful than you think. We live in an ever changing world with new technologies, more people than ever before, and lots of different challenges. One of the places that you should be able to escape to and relax, is your home. Apply some of these ideas for practices to reduce stress at home: 1. Bed Time Routine Sleep is vital to your health. Getting
Spring Cleaning Checklist
Spring cleaning is a phrase most of us are familiar with. It is a good time to prepare your home for warmer weather and do some annual maintenance tasks. Plan to take care of these checklist items for your home. Use our Spring Cleaning checklist to help you organize your home care tasks: Deep Clean You may not reach all of these places during your weekly cleaning routine. We have included these deep cleaning tasks on the Spring cleaning checklist,
Income Tax and Your Mortgage Application
Whether you are looking to buy a home or refinance your current mortgage, your income taxes are a required piece of your mortgage application. Your federal income tax return is key to determining your mortgage loan approval. These are the ways that your income tax return is a factor in your mortgage application. Calculating Income for Qualifying In order to approve your mortgage application, lenders need to assess your ability to repay the loan. Taking a look at your income
Home Equity Loans in Texas
If you are looking for a home equity loan in Texas, you are in the right place! At TexasLending.com we have been helping Texans with home equity loans for more than 20 years. Find the answers to your questions about home equity loans in Texas below: What is a home equity loan? Simply put, a home equity loan is borrowing from the existing equity in your home. In Texas, home owners can get a “Texas Cash Out” loan, which is
10 Mortgage Mistakes to Avoid: During the Mortgage Process
Making these mortgage mistakes during the mortgage process can have some big consequences. Delayed closings or even being denied for a loan due to these mortgage mistakes is something that we all want to avoid. Information is the key to your success make sure that you avoid these 10 common mortgage mistakes during the mortgage process. 10. Forgetting to Ask Questions Don’t forget to ask questions. We are here to help you understand each step of the mortgage process and
Meal Planning Strategies
What is for dinner? This question can be a daunting one to answer day after day. That’s why we have researched a few meal planning strategies for you. These strategies can take away a bit of stress, save you money, and add some healthy habits to your home. Get Organized Make a menu on the calendar. Simply planning your meals ahead of time can help you plan healthy meals and avoid making last minute stops for fast food or takeout.
