Our Latest Blogs
Home Insurance vs. Home Warranty Coverage
A home warranty policy and home insurance policy serve home owners in different ways. These two policies for protecting your home are different in their coverage and use. As a new home owner you may not know which policy covers the issues you encounter with your home. Use the lists below to help you know whether to call your Homeowners Insurance company or Home Warranty company: What is Homeowners Insurance? A homeowners insurance policy is required by banks and mortgage
Home Improvement Ideas For the New Year
Are you overwhelmed by all the home improvement ideas and projects that are being offered for the new year? Well, we’ve made it easier by narrowing down the list to the most important home projects. Here are the much-needed home improvement ideas for the new year. Assess and Create a Plan The first step is to make a list of all the home improvement projects and maintenance that was done last year. Be sure to write down how much was
Home Buying: What is Earnest Money?
Earnest money can sweeten the deal when you are submitting an offer to buy a home. However, many first-time home buyers aren’t familiar with earnest money and how it works. Let us answer some of the most frequently asked earnest money questions for you: What is earnest money? Money that is given in earnest to show the sincerity of your offer to purchase a home, is often referred to as “earnest money.” Sometimes called a “good faith deposit”, potential home
Home Buying: The Mortgage Process
Our goal is to make the mortgage process as quick and easy as possible for you. If you are thinking about buying a home, it helps to know what lies ahead. This list explains the basic steps of the mortgage process to help you understand what is happening with your loan and what you can do during the process. What is happening at Texas Lending: One of our licensed loan officers will talk with you about your mortgage options and
Home Buying Safety: COVID-19 Crisis
Are you ready to buy a home, but concerned about the safety of the home buying process during the COVID-19 health crisis? We are happy to share this information on how Texas home buyers can safely purchase a home. We are seeing changes in the real estate market, and changes in life in general during this epidemic. These challenges have inspired creativity and adaptation that protect you during the home buying journey. Online Mortgage Process The first step to buying
Home Buying for Remote Workers
There are more opportunities to work remotely than ever before. Which means that a number of potential home buyers are looking for the perfect combination of home, and home office space. Remote work is changing the way many people approach buying and selling homes. There are a few specific needs that remote workers have for a home. However, there can also be some potential advantages of looking for a home to buy as a remote worker. The location of the
Home Buyer Vocabulary: 30 Terms to Know
There are a few terms that you may not know as a first time home buyer. Our goal is to empower you with the information in this home buyer vocabulary article. With all of this knowledge at your fingertips, you will be a well informed home buyer. Home Buyer Vocabulary: Who can help you succeed? Loan Officer/Mortgage Consultant The licensed mortgage professional who communicates with the borrower to help them understand their options in the current market. Processor The person
Holiday Home Safety
It’s that time of year when families gather to celebrate the season. We want to give you and your family some great holiday home safety practices this year. Your home is the place for making memories, and we want to help you make those memories wonderful with holiday home safety. Decorations: Holiday Home Safety Lights and Cords Don’t use cords with exposed wiring. Make sure that cords aren’t placed, near water, in walkways where people may trip, or under furniture
