Our Latest Blogs
A Guide to First Time Home Buying
If this is your first time home buying experience, be prepared to learn a lot of new information. Buying a home is often the largest purchase that most people will make in their lifetime. It is important to be prepared for the big decisions ahead. We want you to have the best experience possible with buying your first home. These steps will serve as a smart guide for getting started. Get Pre-Approved Being pre-approved for a mortgage loan is the
Monthly Budget Analysis & Planner
What do you really want? Is it owning your own small business or buying a home? Do you know how much money your spend each month on entertainment, eating out, or subscription services? Taking a comprehensive look at your monthly spending habits can help you reach your financial goals. There is an advantage to knowing exactly where your dollars are going each month. Consider using a monthly budget analysis worksheet to help you track your money. Writing it all down
Millennials Have Great Home Buying Potential
There is no shortage of information on the internet that approaches the topic of Millennials with negativity. However, we have a different perspective on the American generation in their 20s and 30s. Millennials have great home buying potential. Here are a few reasons why we are impressed with the Millennial Generation: The Information Age This generation of young adults may be the first generation to fully embrace the information age. At any time they can find the answers to their
Meal Planning Strategies
What is for dinner? This question can be a daunting one to answer day after day. That’s why we have researched a few meal planning strategies for you. These strategies can take away a bit of stress, save you money, and add some healthy habits to your home. Get Organized Make a menu on the calendar. Simply planning your meals ahead of time can help you plan healthy meals and avoid making last minute stops for fast food or takeout.
Low Interest Rates: Is it the right time to Refinance?
The COVID-19 crisis has impacted the mortgage industry in unique ways that have rarely been seen before. We are seeing historically low interest rates in combination with changes in market limits. These factors make it a unique time to refinance your mortgage. Let’s take a look at some of the considerations affecting your potential refinance in the current market: Low Interest Rates The good news is that we are seeing some of the lowest mortgage interest rates we have ever
What you should have learned in school about home buying: Mortgage 101
It would be difficult to count the number of times we have heard the phrase, “I wish I would have learned about this in school.” That is why we are sharing key mortgage information with you in our blog. We think it is important for young adults to know how to prepare to buy a home as they begin navigating adulthood and financial responsibility. Here a few valuable pieces of information about your home buying potential that you should have
Know Your Neighborhood Before You Buy
How important is the quality of the neighborhood to you as a home buyer? According to the National Association of Realtors’ 2016 Profile of Home Buyers, 64% of people married with kids found the quality of the neighborhood important.
Is it the right time to buy a bigger home in Texas? 4 Reasons to Upgrade
If you are reading this blog post, you may be thinking it’s time to buy a bigger home. When your family grows, your income increases, or you are ready to go after your dream home, it may be time for an upgrade. Texas is a great place to call home, with a healthy economy that helps home owners. Here are a few financial reasons to consider upgrading your starter home to the bigger home of your dreams. 1. Rising Home
