Our Latest Blogs
How to Make Homemade Jam and Jelly
If you are new to making homemade jam or jelly, this article is a great place to gather information. Home made jam or jelly can be a delicious gift, or a family favorite treat to keep in your pantry. The summer and fall are prime harvest time for the fruits and vegetables in your backyard garden! Gather some fresh fruit from your garden, the farmers market, or your local grocery store for making some delicious homemade jam. These tips are
How to Know You Are Ready to Buy a Home
Being ready to buy a home is about more than just knowing the number of bedrooms or the ideal neighborhood of your dream home. Buying a home isn’t an impulse buy, you need to know that you are well prepared. This list provides a few key factors to knowing that you are ready to buy a home. Credit Having good credit means that have proven you are a responsible user of credit. Your credit history will show that you pay
How to Grow a Texas Salsa Garden
Growing a Texas salsa garden is a perfect Summer project for your backyard. We have shared the benefits of gardening with your family in previous blog articles. But, this time we are focusing on the flavors that will keep you in supply of fresh salsa this summer. Texas provides lots of sunlight and rich soil that is perfect for growing a summer salsa garden. Now is a great time to get your tomato and pepper plants in the ground. Read
How to Get Cash Back After Closing on Your New Home
We know that as a home buyer you are looking for a fair deal. We also know that getting cash back after you close on your mortgage loan can help you with all of the expenses that come with moving into a new home. That is why we have built a partnership with some of the best realtors in Texas to earn you a few hundred or even a few thousand dollars cash back after you close on your mortgage
How to Buy Your First Home
Are you ready to buy your first home? Do you know where to get started? This article will be a helpful source of information on how to buy your first home. Purchasing real estate is a financial investment that requires some planning and organization. These steps are a great place to get started: 1. Save for Your Goal There are upfront costs of buying your first home that you will need to save for. The down payment may be the
How Holiday Shopping Impacts Your Credit
Before you begin your holiday shopping this year make a plan to budget. Most people who overspend during the holidays have failed to think about their budget at all. This type of spending can impact your credit, and likewise your financial future. We would like to help you better understand how holiday shopping can impact your credit if it is not well planned. Review these holiday shopping strategies to help you decide how you will approach this holiday season. Charging
How Do Student Loans Impact Mortgage Qualification?
If you have student loan debt, you may be wondering how it will impact your ability to qualify for a mortgage. Buying a home does require some assessment of your financial outlook. There are a few ways that your student loans will require consideration in becoming a homeowner. Let’s take a look at the financial factors that impact your mortgage qualification when you have student loans: Debt to Income Ratio When qualifying for a mortgage, banks want to make investments
Hot Weather Safety at Home
July and August in Texas are historically the hottest months of the year. While we experience these 100+ degree days it is important to keep these hot weather safety precautions in mind. Here are a few home safety tips for these hot weather days in Texas: Cooling your home during hot weather High temperatures mean extra work for your HVAC system, you can help to avoid system breakdowns by following these tips. Change the HVAC filter often (every 2-4 months
