Our Latest Blogs
Texas Lending Reviews
At texaslending.com we are proud of what our customers have to say about us. Thank you for all of the great feedback and Texas Lending Reviews you posted online in 2018! We value the insight to your mortgage experience. The positive Texas Lending reviews help us know what things we are doing right. On the other hand the critiques we receive are always addressed within our team to make improvements to our systems. Read Texas Lending Reviews: Better Business Bureau
What is Sweat Equity?
If you have a list of things you would like to upgrade in your home, consider a bit of sweat equity. Enhancing the use of space, curb appeal, or finishing of your home can add value. Are you familiar with a tool belt or ready to learn by doing it yourself? This article can give you a few good reasons to put on a pair of work gloves and add some sweat equity to your home. What is sweat equity?
Low Down Payment Mortgage Options
When you are saving to buy your first home, planning for a traditional 20% down payment can seem like a monumental task. The truth is that there are a number of low down payment mortgage options available today. Low Down Payment Mortgage Options at TexasLending.com Conventional Down Payment: 5% of the Home Purchase Price Credit Score Minimum: 620 You can qualify for a conventional mortgage with a minimum 5% down payment. This an achievable option for a low down payment
3 Big Things to Love About Owning a Home
It’s the time of year to show a little appreciation to the ones you love. We thought it would be a great opportunity to share 3 big things to love about owning a home. Here are a few heartfelt reasons to love owning a home: A Smart Financial Decision Owning a home is a financial asset. When renting, your money is going toward building someone else’s wealth and investment. However, when you make the decision to buy your own home
Mortgage Loan Process Do’s and Don’ts
These are some basic guidelines for keeping your mortgage loan process as quick and easy as possible. Since no checklist can cover every situation, the most important thing to remember is to make your lender aware of any potential changes to your income, assets, or debts. We are here to help; don’t hesitate to call us with any questions or concerns. The Mortgage Loan Process “Do’s” DO begin shopping for your property insurance. You will not need evidence of insurance
Free Appraisal for Returning Customers
TexasLending.com Customer Loyalty Program: Free Appraisal Our Customer Loyalty Program is designed to help us serve you better. If you utilize TexasLending.com with a refinance of your current home loan or to purchase a new home, we will refund your appraisal fee up to $600 at closing to show our gratitude to you as a returning customer. You must have a previously closed mortgage loan through TexasLending.com to qualify for the Customer Loyalty Program. If you are ready to refinance
Buy a Home in the Spring
If you have been looking for the right time to buy a home of your own, now is the time to prepare to buy a home this Spring. This article highlights a few reasons to buy a home in the Spring and begin planning now. 1. The market is not too hot and not too cold, just warming up. Home Listings and Competition Winter months in the housing market usually have the lowest inventory of homes. However, as Spring starts
Mortgage Ready Checklist: Buying a Home
Step by step, this checklist will help you understand what it takes to be mortgage ready and buy a home. Knowledge is the key to success in buying your first home, and the mortgage ready checklist is a great place to start. Qualifying: Mortgage Ready Checklist Steady and Stable Income Your income should show your ability to repay the loan to be mortgage ready. You will need 2 years of a steady work history in your industry to qualify for
