Our Latest Blogs
Down Payment Assistance Programs are NOT a Wise Financial Choice for Home Buyers.
If you have begun searching for information on buying your first home, you are likely to find information about down payment assistance programs. While getting “free” grant money to make your down payment sounds fantastic, these programs can cost you big time. Down payment assistance programs are not a wise financial decision for home buyers. Below you will find a number of reasons to avoid these programs, and what the alternative choices are. The Pros and Cons of Down Payment
Don’t Be Afraid to Talk About Your Finances
People don’t bring up money management and personal finances in conversations on a daily basis. Studies show that people would rather talk about politics or religion than money. Why are we so afraid of having the money talk? Should we be more open about sharing our personal finances, know-hows, and mistakes? Today, we’re breaking down the money taboo as well as sharing the importance of talking about money. Why are so we afraid to talk about money? It’s considered impolite
Do I Qualify for a Mortgage?
If you have the goal of becoming a home owner, but are wondering if you qualify for a mortgage… We can help you answer that question. There are three main factors to consider in determining if you qualify for a mortgage; your income, credit, and assets. Because everyone has a financial outlook that is as unique as your fingerprint, your qualification needs to be evaluated by a licensed mortgage consultant. However, this article will give you a great outline for
Buy a Home in Texas: Your Home’s Value and Your Neighborhood
If you are looking to buy a home in Texas, it is a good idea to know which are the best neighborhoods to buy in. This information is not only good to know because you may want to live in an area with a low crime rate and top schools, but also because the neighborhood can tell you a lot about property value. Your home’s value and the value of the homes around it are often connected. Knowing the estimated
FHA Home Loans in Texas: Your Complete Guide for 2026
For Texas homebuyers who don’t have a large down payment saved or whose credit history needs some work, FHA loans offer a realistic path to homeownership. At Texaslending.com, we’ve helped thousands of Texans—from first-time buyers in Dallas to growing families in Houston—secure FHA financing that fits their budget and goals. This guide covers everything you need to know about FHA loans in Texas for 2026, including current loan limits, down payment requirements, interest rates, and step-by-step guidance on how to
10 Staycation Ideas: Make your home the place to be this season
If you are planning a vacation in the next few months, you may be able to save a few dollars by staying at home. Even though you skip the travel, you don’t have to skip the fun. Take a few days off to spend some time at home. These staycation ideas will not only be a fun way to spend your vacation, but they are also great ways to build memories in your home. 1. Backyard Camping Bringing some of
How Long Does It Take to Buy a House in Texas?
Buying a home is one of the biggest decisions you will ever make, and one of the first questions most buyers ask is: how long does it take to buy a house? The entire process typically takes anywhere from 8 weeks to 6 months depending on your financial readiness, the local market, and the type of mortgage you choose. In the 2026 Texas housing market, conditions are increasingly favorable for buyers. Rising inventory, moderate price growth, and stabilizing mortgage rates
Disinfecting Checklist: Health at Home
The purpose of this disinfecting checklist is to provide helpful information for health and safety in your home. We recommend following the CDC guidelines for preventing the spreading of the COVID-19 virus. There are places in your home that are more likely to have bacteria and other microscopic germs. Because of the frequency that these things are touched or the typical environment for certain items, some places play host to more germs. We believe that knowledge is power. Knowing which
