Our Latest Blogs
Experts Top 5 Reasons You Should Refinance in 2021
Most people don’t think about the fluctuations in the mortgage and housing markets every day, but we do. Let’s examine the trends that make this a great time to refinance in 2021. 1. You can snag an excellent interest rate in 2021 Mortgage interest rates are incredibly low. We are about halfway through the year and we are seeing interest rates that are steadily remaining at the lowest they have ever been. Refinancing to a lower interest rate can save
Expert Tips for Hosting Thanksgiving
Hosting Thanksgiving can be a big responsibility. We have put together a list of expert tips for hosting thanksgiving to help you plan for a big success! If friends and family are coming to your house this November, having a little advice can help reduce your stress and increase the fun. Here are a few tips for hosting Thanksgiving this year. 1. Bake, chop, marinade, and thaw, ahead of time Make good use of the space in your freezer or
Down Payment Savings Plan
If you are ready to start saving for you goal of becoming a home owner, it’s a good idea to have a down payment savings plan. A complete savings plan includes your down payment savings, as well as credit and other potential costs. This article will help you make a down payment savings plan built for home buying success. Credit First things first, you will need a good credit score to purchase a home. Buying a home is the biggest
Down Payment Assistance Programs are NOT a Wise Financial Choice for Home Buyers.
If you have begun searching for information on buying your first home, you are likely to find information about down payment assistance programs. While getting “free” grant money to make your down payment sounds fantastic, these programs can cost you big time. Down payment assistance programs are not a wise financial decision for home buyers. Below you will find a number of reasons to avoid these programs, and what the alternative choices are. The Pros and Cons of Down Payment
Don’t Be Afraid to Talk About Your Finances
People don’t bring up money management and personal finances in conversations on a daily basis. Studies show that people would rather talk about politics or religion than money. Why are we so afraid of having the money talk? Should we be more open about sharing our personal finances, know-hows, and mistakes? Today, we’re breaking down the money taboo as well as sharing the importance of talking about money. Why are so we afraid to talk about money? It’s considered impolite
Do I Qualify for a Mortgage?
If you have the goal of becoming a home owner, but are wondering if you qualify for a mortgage… We can help you answer that question. There are three main factors to consider in determining if you qualify for a mortgage; your income, credit, and assets. Because everyone has a financial outlook that is as unique as your fingerprint, your qualification needs to be evaluated by a licensed mortgage consultant. However, this article will give you a great outline for
Buy a Home in Texas: Your Home’s Value and Your Neighborhood
If you are looking to buy a home in Texas, it is a good idea to know which are the best neighborhoods to buy in. This information is not only good to know because you may want to live in an area with a low crime rate and top schools, but also because the neighborhood can tell you a lot about property value. Your home’s value and the value of the homes around it are often connected. Knowing the estimated
FHA Home Loans in Texas: Your Complete Guide for 2026
For Texas homebuyers who don’t have a large down payment saved or whose credit history needs some work, FHA loans offer a realistic path to homeownership. At Texaslending.com, we’ve helped thousands of Texans—from first-time buyers in Dallas to growing families in Houston—secure FHA financing that fits their budget and goals. This guide covers everything you need to know about FHA loans in Texas for 2026, including current loan limits, down payment requirements, interest rates, and step-by-step guidance on how to
