Our Latest Blogs
First Time Home Buyer: Success Guide
When buying your first home, information is your key to success. This article answers some of the most important and common questions for a first time home buyer. Our success guide for a first time home buyer answers these questions: Where do I get started? The best place to get started is to get pre approved for a mortgage loan. Pre approval for financing helps you understand the flexibility of your home buying budget and gives you the opportunity to
Teaching Kids About Money
Setting your kids up for success means that you provide them with the information they need to be successful in their adulthood when making financial choices. A big part of the guidance you give your children, should be an understanding of money and how it works. Teaching your kids about money is an important life lesson you can give to them as they grow. In this article we are sharing 3 big topics that kids should be learning about money.
Smart Ways to Use Home Equity
As a home owner your home’s equity builds over time, both during your mortgage repayment and as home values rise in the local market. Home equity is the difference between your home’s fair market value and the balance owed to the bank. In Texas you can use up to 80% of your home’s equity with a “Texas Cash Out” mortgage refinance. These 3 smart ways to use your home equity are worth considering for a better financial future. Paying Off
Design Tips for Hanging Artwork in Your Home
In our opinion, one of the best aspects of owning a home is making the space a reflection of your personal style. Hanging artwork in a house can make you feel at home by adding color, style, and meaning to the walls. This article will help you decide how and where to hang artwork in your home, with a few design tips. Consider the Space When you are hanging artwork in your home it is important to consider both the
Summer Selfie Challenge
This summer selfie challenge is designed for big kids and teens with a smart phone. Engaging with with nature, family, friends, and positive interactions in the community, this challenge highlights the positive capabilities of technology through the camera lens. Complete the challenge by checking ALL of the boxes this Summer: Take a selfie with… Your parents and/or grandparents Someone who has made a positive impact on your life. Your best friend, brother, or sister Someone who changed your opinion on
Free and Cheap Summer Activities: Kids and Teens
The summer months are packed with opportunities for your kids to play and learn by doing new things. We have a few ideas for free or relatively inexpensive activities for your kids and teens this summer. These summer activities aren’t about keeping your kids entertained. Engaging with family, the community, and opportunities for learning this list of free summer activities is very valuable in action. Explore the City: Summer Activities The Library Your local library will have summer programs for
Should I Buy or Rent
There are equally good reasons to decide to either buy or rent a home. It is a decision you should make based on your goals and financial future. In this article we will ask and answer some of the big questions you should consider when you are deciding whether to buy or rent a home. Does paying your own mortgage sound better than paying someone else’s? Yes – Home ownership is a way to invest in your own wealth. When
Mortgage Interest Rates: Buying & Refinancing
Interest rates are often a topic of conversation when people start talking about the housing market. However, finding the mortgage option that is best for you is not just about the interest rates you find online. In this article we will discuss interest rates and how they factor into your mortgage options. Can I shop for mortgage interest rates online? You can look at the range of interest rates offered on the websites of mortgage companies. This however, is not
