Our Latest Blogs
Cash Out Refinance : Benefits of Using Your Home Equity
There are a few great reasons to get a Cash Out Refinance on your mortgage. If you have built equity in your time as a home owner, you should consider utilizing that asset for needed expenses. This article outlines a few financial and practical reasons for a cash out refinance: Using Credit Wisely Lower Interest Rates Mortgage loans have lower interest rates than many other types of credit. Credit cards, personal loans, and student loans often cost your more in
Choosing a Realtor
If you are ready to buy a home, then having a great realtor on your team is essential. Choosing a realtor from the numerous online listings, yard signs, and newspaper ads can be a bit of a gamble. You need a real estate professional that is a proven expert in the market where you are looking to buy. A top quality realtor should have experience and keep you well informed. They will efficiently guide you in finding the right home,
Do I Qualify for a Mortgage?
If you have the goal of becoming a home owner, but are wondering if you qualify for a mortgage… We can help you answer that question. There are three main factors to consider in determining if you qualify for a mortgage; your income, credit, and assets. Because everyone has a financial outlook that is as unique as your fingerprint, your qualification needs to be evaluated by a licensed mortgage consultant. However, this article will give you a great outline for
Gingerbread House Building: Pro Tips
We love to share a little fun during the Holidays! We think building a ginger bread house is a wonderful tradition. These gingerbread house building tips will help you make a home for your ginger-people like a professional. The Blue Prints: Pro Tips It’s a great idea to plan ahead with a sketch of your design and a template. A traditional gingerbread house begins with 2 rectangular walls, 2 walls in a pentagon (house shape) and two larger rectangles for
Give the Gift of Pre Approval
Give the gift of pre approval this holiday season! This is the season for giving. If you have set a financial goal to buy a home in the new year, the best gift you can give is the gift being pre approved to buy a new home. Buying a home requires saving, having steady income, and using your credit wisely to build a good score. Your home loan pre approval is something that is earned, so knowing that you are
Our Favorite Holiday Traditions at Home
Sometimes the best gift you can give to your family is the memory of spending time together. This week we are sharing our favorite holiday traditions with you. We hope you find joy and inspiration in these cherished holiday traditions from the homes of the wonderful folks at TexasLending.com Keepsake Holiday Traditions “Since I have kiddos, I like to get them a special ornament for the tree every year. When they have their home they will have 18 years of
Financial Fitness Goals
In the new year it’s a good idea to set some goals to focus on your financial fitness. We want you to be well informed about the factors in considering your financial fitness goals. Here are a few key points to help you on your way to financial fitness. Take Care of Your Credit When you are ready to make big purchases like a car, furniture, appliances, or a home, good credit is essential. Here are 3 of the best
Become a Homeowner in 2019
We would love to help you reach your goal to become a home owner in the new year. With a steady income and a smart home buying plan you could become a homeowner this year. These 5 achievable New Year’s resolutions are the perfect start to become a home owner in 2019. 1. Get Your Credit into Shape When you are looking to buy your first home, having a good credit score is essential. In order to become a homeowner
