Our Latest Blogs

Holiday Budget Planner

Holiday Budget Planner The most common reason that people over spend during the holidays, is that they don’t even think about how much they are spending. Putting a holiday budget in writing is an excellent way to organize your thoughts. This planning guide could be the best way create a financial plan for this holiday season. Why should I have a holiday budget plan? The holidays can be thrilling and it’s easy to get wrapped up in buying gifts and

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Help the Honey Bees this Winter

Did you know that honey bees do NOT hibernate during the winter months like most insects? The winter can be difficult for honey bee colonies, but there are ways you can help them in your own garden. This article answers a few important questions about helping honey bees in the Texas winter: Why do we need to help the honey bees? Texas farmers produce lots of fruits, grains, and vegetables. Many of these crops and plants depend on pollinators to

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Healthy Home: 10 Best Reasons to Go to Your Local Farmers Market

It’s time to grab your reusable shopping bags and comfortable walking shoes to go visit your local farmers market. Trading in the mind numbing task of pushing your cart around the isles of a supermarket for a morning of purchasing fresh locally grown food from the farmers market is more beneficial than you might think. Here are 10 of the best reasons to buy from the farmers market: 1. Fresh Foods Grocery stores provide the service of convenience to their

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Habits for Healthier Relationship with Technology

Our smart phones, tablets, and other devices give us access to a wealth of information and entertainment. The internet is an unmatched tool that can help us access services, educate ourselves on endless topics, and connect us to each other. Technology offers us many amazing tools, but technology has also been connected to higher rates of depression, anxiety, feelings of loneliness, and other impacts that indicate a pattern of addiction in some people. We would like to encourage a more

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Great Service Guaranteed: Mortgage Customer Loyalty Program

It’s no secret that our goal has always been to provide the best service possible to our customers. That is why we keep an eye on the market to let you know when you could benefit from refinancing. Our Customer mortgage loyalty program is an excellent example of our dedication to your success. Buy a Home in the Current Housing Market The housing market changes constantly. This means that when you buy your home, mortgage rates could be higher than

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Gingerbread House Building: Pro Tips

We love to share a little fun during the Holidays! We think building a ginger bread house is a wonderful tradition. These gingerbread house building tips will help you make a home for your ginger-people like a professional. The Blue Prints: Pro Tips It’s a great idea to plan ahead with a sketch of your design and a template. A traditional gingerbread house begins with 2 rectangular walls, 2 walls in a pentagon (house shape) and two larger rectangles for

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Get Pre Approved to Buy a Home

Getting pre approved for a home loan before you start shopping is the best first step to buying a home. If you don’t already know the benefits of being pre approval, we are here to help. We are keeping this blog article short and sweet with just 10 reasons you should get pre approved to buy a home: 1. Being pre approved 60 to 90 days before you plan to buy gives you time to truly be prepared. 2. Learn

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The Fundamentals of Foundation Issues in Home Buying

Foundation issues are two words you don’t want to hear when you are looking at a potential new home. Even though it’s fun to think about the unique design features, floor plans, and finishes in a home, it is important to make sure that the house is sitting on a solid foundation before buying it. A foundation may not be the trait that wow’s your guests at the house warming party, but it is the crucial feature that holds up

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