Our Latest Blogs
How long does it take to close on a house? Texas Home Buying
How long does it take to close on a house? This is a common question in the mortgage industry. Many home buyers are looking for answers on what they can expect during the home loan process. The answer to this question, however, depends on a few factors. Consider where you are in the home buying process, what may cause delays, and how you can take action to get to closing on time. Shopping and Making an Offer: How long does
Is it the right time to buy a bigger home in Texas? 4 Reasons to Upgrade
If you are reading this blog post, you may be thinking it’s time to buy a bigger home. When your family grows, your income increases, or you are ready to go after your dream home, it may be time for an upgrade. Texas is a great place to call home, with a healthy economy that helps home owners. Here are a few financial reasons to consider upgrading your starter home to the bigger home of your dreams. 1. Rising Home
25 Habits for a Happy Home
A clean home is a happy home : One of the best aspects of home ownership is having a place to make lots of memories with your friends and family. These 25 habits for a happy home, will help you make the most of your home. Consider changing up your daily routine to include these ideas for a happy home. 1. Let the sun shine in Sunlight increases the production of serotonin in our bodies. Serotonin is also known as
How Much Home Can I Afford?
How much home can I afford? This is not an easy question to answer. In order to truly know how much home you can afford you will need to take an in-depth look at your finances, mortgage options, and the type of home you are looking to buy. Finances If you are currently renting an apartment or home, you probably know how much you can afford to pay towards a monthly mortgage payment, based on your current rent. What you
Houston First Time Home Buyer: 5 Important Pieces of Information
As a Houston first time home buyer being well informed is the key to your success. Knowing what you can expect during the home buying process will make it easier to navigate. At TexasLending.com we are happy to provide you with these 5 important pieces of home buying information. 1. Be Familiar with Your Credit Maintaining a good credit score is all about showing that you are a responsible user of different types of credit. When it comes to buying
Down Payment Assistance Programs are NOT a Wise Financial Choice for Home Buyers.
If you have begun searching for information on buying your first home, you are likely to find information about down payment assistance programs. While getting “free” grant money to make your down payment sounds fantastic, these programs can cost you big time. Down payment assistance programs are not a wise financial decision for home buyers. Below you will find a number of reasons to avoid these programs, and what the alternative choices are. The Pros and Cons of Down Payment
Home Loan Pre Approval: The First Step in Home Buying
Your first step in Home buying should be getting home loan pre approval with a mortgage lender. In fact, many real estate professionals require their clients to have home loan pre approval before scheduling home showings. It’s an important first step to take long before submitting an offer. In this article we will answer the questions you may have about home loan pre approval: What is home loan pre approval? Pre approval for a home loan means that your ability
Millennials Have Great Home Buying Potential
There is no shortage of information on the internet that approaches the topic of Millennials with negativity. However, we have a different perspective on the American generation in their 20s and 30s. Millennials have great home buying potential. Here are a few reasons why we are impressed with the Millennial Generation: The Information Age This generation of young adults may be the first generation to fully embrace the information age. At any time they can find the answers to their
