Our Latest Blogs
Best Home Buying Questions: Knowing your Non-Negotiable Needs as a Texas Home Buyer
With years of experience in helping the Texas home buyer with mortgage advice, we have learned a few of the best home buying questions to utilize. It seems obvious that when you are looking to buy a home you should know what you want. However, some people can get caught up in the design of a home and forget about the things that are not so easy or even impossible to change. Homes are a long term investment, which is
A Guide to First Time Home Buying
If this is your first time home buying experience, be prepared to learn a lot of new information. Buying a home is often the largest purchase that most people will make in their lifetime. It is important to be prepared for the big decisions ahead. We want you to have the best experience possible with buying your first home. These steps will serve as a smart guide for getting started. Get Pre-Approved Being pre-approved for a mortgage loan is the
Benefits of FHA Home Loans in Texas: Should You Apply for an FHA Loan?
Have you decided on the type of home loan you wish to apply for? When you’re shopping for the ideal home loan, you should carefully consider the financial costs and the accompanying credit score requirements The good news is, there is a type of loan that addresses these concerns. An FHA loan is a government-insured loan that offers attractive interest rates and more flexible qualification requirements. Here are some reasons why you might want to call your lender and make
Waco Mortgage: A Guide For Planning Your Mortgage Payments
We’re sure you’ve tried to plan before. How does it feel to see those plans roll out smoothly without any major setback? It puts your mind at ease, right? As a mortgage lender, we can’t stress enough how important it is to follow your mortgage payment schedule like clockwork. For one, it lets you focus on your ultimate goal, which is to own your dream home in Waco through a mortgage loan and pay off that loan within a given
Texas VA Home Loan Entitlement: A Guide for Qualified Borrowers
In our previous blog, we detailed 6 Reasons to apply for a Texas VA Home Loan. Did the reasons we cited help you decide on the type of home loan that suits your needs best? We hope the answer is yes. If you’ve singled out a Texas home loan among your other options, the next thing to do is prepare yourself financially as you move closer to making this most important financial decision. Let’s talk about the concept of entitlement
6 Reasons to Apply for a Texas VA Home Loan
Potential homebuyers who are keen on purchasing a home usually don’t settle with a single home loan option. More often than not, they put a variety of loan types on their list and spend a long time mulling over which one is the perfect fit for them. And yet the question remains: How do you choose the perfect home loan? There may be no single formula to determine which home loan option is the best one for you. But as
SugarLand, TX: Mortgage Refinance Options
As a mortgage lending company that has served Texas families since 2001, we’ve had our fair share of clients from Sugar Land who have come to us for help as they carefully consider the prospects of refinancing their mortgage. The moment they engage with our loan officers, we immediately discuss their mortgage refinance options to help them with a mortgage decision that works best for their family. During our discussions we constantly reiterate how Sugar Land refinance loans provide room
Five Misconstrued Notions about Texas VA Loans
Accurate information is invaluable when you’re mulling over the best mortgage option. A perfect case in point is when you’re thinking of securing a VA loan for your property in Texas, but couldn’t quite get the ball rolling because misinformation was holding you back. To get these inaccuracies out of the way, here are the top five myths about VA loans and what the facts really are. You can’t secure a VA loan without a perfect credit score. The credit
