Why Texaslending Is the Consumer’s Choice Award Winner for Home Lenders Texas Trusts

When you are making one of the biggest financial decisions of your life, who you work with matters. Choosing the right mortgage lender can mean the difference between a stressful, confusing process and one that feels guided, transparent, and built around your goals. That is exactly why thousands of homeowners across the Dallas-Fort Worth metroplex […]

8 Smart Ways to Save Money on Your Mortgage in Texas (2026 Guide)

Your mortgage is likely the largest monthly expense in your budget — and for most Texas homeowners, it will be for the next 15 to 30 years. Even small savings add up to thousands of dollars over the life of the loan. The good news? There are more tools available today to reduce what you […]

Are We in a Housing Bubble?

There is talk going around that we are currently in a Housing Bubble. In recent years home values have risen at a record-setting pace. Concerns about inflation and a potential recession have some people worried that home values are going to suddenly drop. This is a fear that we would like to put to rest, […]

What is a Rate and Term Refinance?

It’s not every day that the average person thinks about mortgages. In fact, most American homeowners will make a mortgage transaction fewer than 7 times in their lives. When you get a “Rate and Term” refinance, you are adjusting the variables of your mortgage to better fit your financial needs. A few reasons to refinance […]

Low Interest Rates: Is it the right time to Refinance?

The COVID-19 crisis has impacted the mortgage industry in unique ways that have rarely been seen before. We are seeing historically low interest rates in combination with changes in market limits. These factors make it a unique time to refinance your mortgage. Let’s take a look at some of the considerations affecting your potential refinance […]

Home Equity Loans in Texas: Your Complete Guide to Accessing Your Home’s Value

If you’re a Texas homeowner looking to tap into your home’s value, you’ve come to the right place. At Texaslending.com, we have been helping Texans with home equity loans for more than 25 years. Whether you’re in Dallas, Fort Worth, Houston, Austin, or anywhere across the Lone Star State, understanding how home equity loans in […]

Mortgage Rate Trends for 2016

Today’s mortgage interest rates are extremely low which means that homeowners pay lower monthly payments. Currently, it’s cheaper to own a home than to rent in many U.S. housing markets and home buyers are definitely taking advantage of it. However, these low mortgage rates are actually not a normal trend in the housing market and […]