6 Ways to Save Money on Your Mortgage
Being strategic can help you save money on your mortgage. Buying a home is the largest investment that most Americans make in their lifetime. Your mortgage will potentially be a part of your financial plan for the next 30 years. Understanding how to get the best deal on your home loan and knowing the money-saving […]
HELOC vs Cash Out Refinance in Texas: Which Option Is Right for Your Home Equity?
If you’re a Texas homeowner sitting on built-up equity, you’re probably wondering how to put that value to work. Whether you’re planning a major home renovation, consolidating debt, or covering education expenses, several options stand out: a first lien Home equity loan, a second lien Home Equity Loan, a Home Equity Line of Credit (HELOC) […]
How Long Does It Take to Get a Cash-Out Refinance in Texas? Your 2026 Timeline
If you are a Texas homeowner looking to tap into your home equity in Texas, one of the first questions on your mind is probably about timing. How long will the entire 12 to 15 days. But the full timeline depends on several factors, including your documentation, the appraisal, and the unique requirements of Texas […]
How to Drop Mortgage Insurance
Do you know that you can drop mortgage insurance from your home loan? We don’t think you should be paying more for your mortgage than you have to. That’s why it’s a good idea to keep an eye on the mortgage insurance that could be structured into your loan. Dropping your mortgage insurance can save […]
Experts Top 5 Reasons You Should Refinance in 2021
Most people don’t think about the fluctuations in the mortgage and housing markets every day, but we do. Let’s examine the trends that make this a great time to refinance in 2021. 1. You can snag an excellent interest rate in 2021 Mortgage interest rates are incredibly low. We are about halfway through the year […]
5 Ways Refinancing Your Mortgage Can Save You Money
One of the best reasons to refinance your mortgage is to save money. There isn’t any reason you should be paying more for your mortgage than necessary. That’s is why looking at the options for refinancing your mortgage is a smart idea. Your finances change over time, and the mortgage terms that were available when […]
What is a Rate and Term Refinance?
It’s not every day that the average person thinks about mortgages. In fact, most American homeowners will make a mortgage transaction fewer than 7 times in their lives. When you get a “Rate and Term” refinance, you are adjusting the variables of your mortgage to better fit your financial needs. A few reasons to refinance […]
Customer Loyalty Program Benefits
At TexasLending.com we designed the Customer Loyalty program to help us serve you better. If you have previously closed and funded a loan through TexaLending.com, we will apply a $600 credit towards your closing costs to show our gratitude as a return customer. You must have a previously closed mortgage loan through TexasLending.com to qualify […]
How long does it take to close a mortgage?
This is one of the most asked mortgage questions. To answer this question fully, let’s take a look at steps in the mortgage process, the potential delays, and the days to closing. Days to Closing The average closing time at TexasLending.com to 27 days. Our goal is to make the mortgage process as quick and […]
Low Interest Rates: Is it the right time to Refinance?
The COVID-19 crisis has impacted the mortgage industry in unique ways that have rarely been seen before. We are seeing historically low interest rates in combination with changes in market limits. These factors make it a unique time to refinance your mortgage. Let’s take a look at some of the considerations affecting your potential refinance […]
