How long does it take to close a mortgage?
This is one of the most asked mortgage questions. To answer this question fully, let’s take a look at steps in the mortgage process, the potential delays, and the days to closing. Days to Closing The average closing time at TexasLending.com to 27 days. Our goal is to make the mortgage process as quick and […]
Low Interest Rates: Is it the right time to Refinance?
The COVID-19 crisis has impacted the mortgage industry in unique ways that have rarely been seen before. We are seeing historically low interest rates in combination with changes in market limits. These factors make it a unique time to refinance your mortgage. Let’s take a look at some of the considerations affecting your potential refinance […]
Why You Should Make Your Mortgage Payment: COVID-19
On the news you may have heard that you have the option not to make your mortgage payment during the COVID-19 crisis. This is accomplished by applying for a forbearance period in your loan repayment with your loan servicer*. While this may be the only solution for some families, it is not a good idea […]
Online Mortgage Process: COVID-19 Safe
At TexasLending.com our mortgage process can be securely done online, from your computer, tablet, or smart phone. We have made our mortgage process as easy as possible with the capability of current technology, while keeping your financial information protected. During the health and safety concerns of COVID-19, we want you to know that you can […]
10 Mortgage Mistakes to Avoid: During the Mortgage Process
Making these mortgage mistakes during the mortgage process can have some big consequences. Delayed closings or even being denied for a loan due to these mortgage mistakes is something that we all want to avoid. Information is the key to your success make sure that you avoid these 10 common mortgage mistakes during the mortgage […]
What Is a Reverse Mortgage in Texas? Your Complete Guide to Home Equity in Texas for Homeowners 62 and Older
If you have ever wondered “what is a reverse mortgage?” you are not alone. For Texas homeowners aged 62 and older, a reverse mortgage offers a unique way to access home equity in Texas without selling your home or making monthly mortgage payments. At Texaslending, we help seniors understand this retirement planning tool and determine […]
Mortgage Interest Rates Today in Texas: What You Need to Know in 2026
Understanding Today’s Mortgage Interest Rates If you’re considering buying a home or refinancing in Texas, mortgage interest rates are likely top of mind. With the national average 30-year fixed mortgage APR hovering around 6% APR as of January 2026—down from over 7% APR just a year ago—understanding how these rates work can help you make […]
Do I Qualify for a Mortgage?
If you have the goal of becoming a home owner, but are wondering if you qualify for a mortgage… We can help you answer that question. There are three main factors to consider in determining if you qualify for a mortgage; your income, credit, and assets. Because everyone has a financial outlook that is as […]
Mortgage Interest Rates Today
Frequently Asked Questions About Mortgage Rates Understanding Today’s Mortgage Interest Rates If you’re considering buying a home or refinancing in Texas, mortgage interest rates are likely top of mind. With the national average 30-year fixed mortgage APR hovering around 6% APR as of January 2026—down from over 7% APR just a year ago—understanding how these […]
Start with Free Home Loan Pre Approval
Looking for the best pre approval home loan? Why we believe in Free Pre Approval at TexasLending.com is simple. We want our customers to be successful in reaching their goals of buying a home. The information you receive during the pre approval process is valuable and can help you navigate the journey to home ownership. […]
