Our Latest Blogs
5 Ways Pets Make Your Home a Better Place to Be
Pets make your home a better place to be. There is a reason that people love their pets. It’s not just that these big personalities make us laugh, pets are companions that can make our lives better in a number of ways. Here are 5 big ways that pets make your home a better place to be: 1. Emotional Health Dogs and cats can sense sadness, tension, fear, excitement, and pain. Many times our pets are happy to offer us
10 Healthy Changes for You and Your Pocketbook
You may be paying for a few things that aren’t benefiting your health or your budget. Even small changes can add up to big savings when you take a closer look at your spending habits. The purpose of this article is to inspire you to make a few healthy changes for you and your wallet. 1. Choose Water Ordering a soft drink or glass of tea will cost to $2.00 – $4.00 at an average restaurant. The cost for the
Give the Gift of Pre Approval
Give the gift of pre approval this holiday season! This is the season for giving. If you have set a financial goal to buy a home in the new year, the best gift you can give is the gift being pre approved to buy a new home. Buying a home requires saving, having steady income, and using your credit wisely to build a good score. Your home loan pre approval is something that is earned, so knowing that you are
Saving to Buy a Home in Texas
The traditional advice for saving to buy a home is to save 20% of the purchase price for the down payment. The truth is that there are great mortgage options that have much lower down payment requirements. When saving to buy a home in Texas, you should also be familiar with what costs to expect in the buying process. In this article we will answer the big questions to help you form a better understanding of saving to buy a
Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing market, home prices have risen and the FED’s decisions to raise interest rates has impacted the mortgage market. Affordability for home buyers is being stretched
The potential cost of waiting to buy a home: DFW Housing Market
There are a few potential costs of waiting to buy a home, especially in the competitive DFW housing market. If you are planning to make this area your home, buying a home sooner rather than later has financial advantages. In this post you will learn the best reasons to consider buying a home now, in a housing market that is growing quickly. Prices are Climbing DFW is home the headquarters of a number of big and small businesses alike. Because
Houston First Time Home Buyer: 5 Important Pieces of Information
If you have been thinking about buying your first home in Houston, 2026 may be one of the best opportunities in recent memory. Zillow recently ranked Houston as the most buyer-friendly housing market in Texas, and conditions have shifted meaningfully in favor of first-time buyers. With approximately 31,350 active residential listings as of early 2026 and homes averaging 64 days on the market, you now have the breathing room to shop smart rather than rush into a decision. At Texaslending,
Mortgage Interest Rates Today
Frequently Asked Questions About Mortgage Rates Understanding Today’s Mortgage Interest Rates If you’re considering buying a home or refinancing in Texas, mortgage interest rates are likely top of mind. With the national average 30-year fixed mortgage APR hovering around 6% APR as of January 2026—down from over 7% APR just a year ago—understanding how these rates work can help you make smarter financial decisions. At Texaslending.com, we believe that finding the right mortgage isn’t just about chasing the lowest rate
