Our Latest Blogs
When is the Best Time to Buy a Home?
If becoming a home owner is on your lifetime to-do list you may be wondering… When is the best time to buy a home? There are pros and cons of buying a home in each season of the year. This article will help you compare the benefits of each season. We will also provide some resources to inform your personal financial factors that determine when the best time to buy a home is for you and your family. Each season
When is a good time to buy a home?
When is a good time to buy a home? If you are dreaming about becoming a homeowner, knowing when to buy a home is likely a question on your mind. The truth is that the right time to buy a home is different for every person. You should consider your personal goals and financial readiness to be just as much, or even more, important than finding the perfect market conditions. When it comes to making the decision to buy a
What makes a house a Dream Home?
A big part of the “American Dream” is owning a home. Having a place to call your own is not just about gaining the financial benefits of home ownership. There are a number of benefits that can make the house you buy a Dream Home. This article focuses on the experience of owning your dream home in current times: The Kitchen The kitchen is often referred to as the heart of the home. Trends in the modern architectural design point
What Is a Reverse Mortgage in Texas? Your Complete Guide to Home Equity in Texas for Homeowners 62 and Older
If you have ever wondered “what is a reverse mortgage?” you are not alone. For Texas homeowners aged 62 and older, a reverse mortgage offers a unique way to access home equity in Texas without selling your home or making monthly mortgage payments. At Texaslending, we help seniors understand this retirement planning tool and determine whether it fits their financial goals. This guide explains everything you need to know about reverse mortgages in Texas, including updated 2026 lending limits, Texas-specific
What does a teal pumpkin mean on Halloween?
If you have seen the teal colored pumpkins becoming a more familiar sight on Halloween, it’s because they have a meaning. This article will help answer the questions you may have about the Teal Pumpkin Project. What is the Teal Pumpkin Project? The Teal Pumpkin Project was started by the FARE (Food Allergy Research & Education) organization to make Halloween more safe and fun for children with food allergies. Children allergic to nuts, dairy, wheat, soy, and other food allergies
What do higher interest rates mean for first time home buyers?
What do higher interest rates mean for first time home buyers? We are truly in a unique time in the Texas Housing market. We have seen record setting price increases in homes in major metropolitan areas and even some smaller Texas cities in the last two years. There are more potential home buyers in the market than there are homes available; with many new families moving to Texas from other states. And… now the interest rates that have been at
Waco Mortgage: A Guide For Planning Your Mortgage Payments
We’re sure you’ve tried to plan before. How does it feel to see those plans roll out smoothly without any major setback? It puts your mind at ease, right? As a mortgage lender, we can’t stress enough how important it is to follow your mortgage payment schedule like clockwork. For one, it lets you focus on your ultimate goal, which is to own your dream home in Waco through a mortgage loan and pay off that loan within a given
Underwriting Process
Many assume that a pre-approval is a guarantee and that they will receive a loan. But, you need to get a final approval during the mortgage underwriting process before you can officially receive your loan and close on a house. So we’re here to share everything you need to know about underwriting and the process. What is Underwriting? Underwriting is the process used by lenders to determine if a potential homebuyer is eligible for a mortgage loan based on their
