Our Latest Blogs
Give the Gift of Pre Approval
Give the gift of pre approval this holiday season! This is the season for giving. If you have set a financial goal to buy a home in the new year, the best gift you can give is the gift being pre approved to buy a new home. Buying a home requires saving, having steady income, and using your credit wisely to build a good score. Your home loan pre approval is something that is earned, so knowing that you are
Saving to Buy a Home in Texas
The traditional advice for saving to buy a home is to save 20% of the purchase price for the down payment. The truth is that there are great mortgage options that have much lower down payment requirements. When saving to buy a home in Texas, you should also be familiar with what costs to expect in the buying process. In this article we will answer the big questions to help you form a better understanding of saving to buy a
Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing market, home prices have risen and the FED’s decisions to raise interest rates has impacted the mortgage market. Affordability for home buyers is being stretched
The potential cost of waiting to buy a home: DFW Housing Market
There are a few potential costs of waiting to buy a home, especially in the competitive DFW housing market. If you are planning to make this area your home, buying a home sooner rather than later has financial advantages. In this post you will learn the best reasons to consider buying a home now, in a housing market that is growing quickly. Prices are Climbing DFW is home the headquarters of a number of big and small businesses alike. Because
Houston First Time Home Buyer: 5 Important Pieces of Information
If you have been thinking about buying your first home in Houston, 2026 may be one of the best opportunities in recent memory. Zillow recently ranked Houston as the most buyer-friendly housing market in Texas, and conditions have shifted meaningfully in favor of first-time buyers. With approximately 31,350 active residential listings as of early 2026 and homes averaging 64 days on the market, you now have the breathing room to shop smart rather than rush into a decision. At Texaslending,
How long does it take to close on a house? Texas Home Buying
How long does it take to close on a house? This is a common question in the mortgage industry. Many home buyers are looking for answers on what they can expect during the home loan process. The answer to this question, however, depends on a few factors. Consider where you are in the home buying process, what may cause delays, and how you can take action to get to closing on time. Shopping and Making an Offer: How long does
Moving Checklist: Organizing Your Move to a New Home
This moving house checklist will help you be prepared for moving into your new home. Moving is never easy, but being organized can help you get it done with less stress. From one month before, to the big day, this moving checklist gives you weekly planning tips: 3-4 WEEKS PRIOR TO MOVE Make an inventory of everything to be moved Donate any unwanted clothing or furniture Book the moving elevator and confirm parking arrangement for truck Contact insurance company to
How Long Does It Take to Get a Cash-Out Refinance in Texas? Your 2026 Timeline
If you are a Texas homeowner looking to tap into your home equity in Texas, one of the first questions on your mind is probably about timing. How long will the entire 12 to 15 days. But the full timeline depends on several factors, including your documentation, the appraisal, and the unique requirements of Texas home equity lending law. This guide walks you through each step of the cash-out refinance Houston and Texas-wide process so you can plan accordingly and
