Our Latest Blogs
Why You Should Save for a Rainy Day
Things happen. Or… more accurately said, unexpected costs happen. If you run into some unexpected costs or need a bit extra cash, the potential financial impact will be smaller if you have saved for a rainy day. Saving for a rainy day or other savings goals, takes some budgeting and discipline. However if you save for a rainy day, your overall financial stability is more healthy. How can unexpected costs impact your credit? Your credit plays a big role in
Why You Should Make Your Mortgage Payment: COVID-19
On the news you may have heard that you have the option not to make your mortgage payment during the COVID-19 crisis. This is accomplished by applying for a forbearance period in your loan repayment with your loan servicer*. While this may be the only solution for some families, it is not a good idea to forgo your mortgage payment if you have the financial means available. We understand that during the current challenges associated with the COVID-19 crisis people
Why Buying a House With Foundation Problems is Risky
Many people underestimate the risk of buying a house with foundation problems and the extent of repairs needed. Foundation problems generally reduce the value of a home. It can also be very costly, stressful, inconvenient, and take a lot of time to repair. Repairing a home’s foundation is much more extensive than just doing home design or decor. And you don’t want to be shocked by tremendous costs after you move into your new home. So we’re here to tell
When is the Best Time to Buy a House? Now, Before Rates Rise
For the general public, this time of year is not usually considered the best time to buy a house. People are busy preparing for the holidays, kids are still in school, and it’s too cold to be moving to a new place. However, due to the speculations of rising mortgage rates and increasing housing prices for 2017, this could be a great time for those looking for a good deal on their future home before it gets more costly. Are
When is the Best Time to Buy a Home?
If becoming a home owner is on your lifetime to-do list you may be wondering… When is the best time to buy a home? There are pros and cons of buying a home in each season of the year. This article will help you compare the benefits of each season. We will also provide some resources to inform your personal financial factors that determine when the best time to buy a home is for you and your family. Each season
When is a good time to buy a home?
When is a good time to buy a home? If you are dreaming about becoming a homeowner, knowing when to buy a home is likely a question on your mind. The truth is that the right time to buy a home is different for every person. You should consider your personal goals and financial readiness to be just as much, or even more, important than finding the perfect market conditions. When it comes to making the decision to buy a
What makes a house a Dream Home?
A big part of the “American Dream” is owning a home. Having a place to call your own is not just about gaining the financial benefits of home ownership. There are a number of benefits that can make the house you buy a Dream Home. This article focuses on the experience of owning your dream home in current times: The Kitchen The kitchen is often referred to as the heart of the home. Trends in the modern architectural design point
What Is a Reverse Mortgage in Texas? Your Complete Guide to Home Equity in Texas for Homeowners 62 and Older
If you have ever wondered “what is a reverse mortgage?” you are not alone. For Texas homeowners aged 62 and older, a reverse mortgage offers a unique way to access home equity in Texas without selling your home or making monthly mortgage payments. At Texaslending, we help seniors understand this retirement planning tool and determine whether it fits their financial goals. This guide explains everything you need to know about reverse mortgages in Texas, including updated 2026 lending limits, Texas-specific
