Our Latest Blogs
How much is the down payment for a house in Texas?
If you are ready to start planning for your first home purchase… asking “How much is the down payment for a house?” is the right place to begin. You will need some savings as a new home buyer. So planning for the down payment and other upfront costs of buying a home is key to your success. Saving for a down payment, building up your credit score, and understanding how much house you can afford are all crucial steps in
The Cost of Waiting to Buy a Home in Texas
What is the potential cost of waiting to buy a home in Texas? It’s no secret that the housing market in Texas has seen some big changes in the last few years. With the rise in home prices and the low inventory of homes for sale, sellers have the advantage in the market. Many potential home buyers are questioning whether they should wait a few years to buy a home or buy one now. Of course, we can’t give you
Consolidate Credit Card Debt with a Cash Out Refinance
Is it beneficial to consolidate credit card debt with a cash out refinance? Anyone who has been behind on credit card payments knows that it can be tough to catch up. When it comes to your credit, keeping the balance in your favor is essential. If your payments are overwhelming your budget, it may be time to consolidate credit card debt with a cash-out refinance. There are a number of good reasons to consider consolidating your credit card debt with
What do higher interest rates mean for first time home buyers?
What do higher interest rates mean for first time home buyers? We are truly in a unique time in the Texas Housing market. We have seen record setting price increases in homes in major metropolitan areas and even some smaller Texas cities in the last two years. There are more potential home buyers in the market than there are homes available; with many new families moving to Texas from other states. And… now the interest rates that have been at
Buy? Sell? Rent? or Stay? in the 2022 Housing Market
The current 2022 housing market has a lot of people thinking about their future. If you are wondering what your next best move is, this article may help you answer some big questions. What is happening in the housing market in Spring and Summer months of 2022? There are a combination of factors that make the 2022 housing market unique in the second half of the year. In areas with job growth, like many cities in Texas, the demand for
Protest Property Tax Appraisal in Texas 2022
How to Protest Property Tax Appraisal in Texas in 2022 As a homeowner in Texas you have the right to protest the evaluation of your property with your county’s appraisal district. Although it requires some organization, research, and paperwork, many Texas homeowners consider it well worth the effort. In 2022 taking the steps to protest the increase of your property tax appraisal may be particularly important. Advocating for the affordability of property taxes in your neighborhood can impact your cost
Home Security During Your Vacation
Top tips for home security during vacation. Looking forward to traveling this summer with your family? We have some helpful home security advice to give you peace of mind during your vacation. While you and your family are on vacation it can be natural to worry about the security of your home. While you are away it’s not as easy to keep an eye on things, but there are a few preventative measures you can take. Planning some of these
Buying a Home in the Spring
Buying a home in the spring can be a great idea for avoiding the market extremes of the summer and winter. Spring time is when the housing market begins to warm back up after the low inventory months of the winter. The summer months can be over crowded and a highly competitive time for potentially buying a home. In some ways, buying a home in the early spring is like finding the sweet spot in the housing market. However, when
