Our Latest Blogs
20 Quick Tips for Home Buyers
This list of tips for home buyers gets straight to the point. No need to beat around these topics, these clear and concise pieces of advice are more valuable without minced words. Here are 20 excellent quick tips for home buyers: 1. You should be pre-approved by a lender and ready to make an offer, before you start going to home showings and open houses. 2. Weekends are the busiest time to submit an offer, if possible avoid the crowd
Get a Custom Interest Rate Quote
The interest rates on mortgages are NOT one size fits all. You can compare rates online and “shop for the best rate,” but the rates displayed on websites aren’t always representative of the interest rate that would be available to YOU. In fact, the best way to get an interest rate quote, is to speak with a mortgage consultant about your mortgage goals and financial outlook. These are a few questions that will help you better understand mortgage interest rates:
10 Date Night Ideas at Home
Treating your partner to a date night doesn’t have to mean leaving your home or neighborhood. We are sharing a few date night ideas that may inspire moments of connection at home. Add a couple or all of these 10 date night ideas to your calendar: 1. Classic Candlelight Dinner There is a reason the candlelight dinner is a classic date night idea. Date nights are all about creating moments that feel special and give you the opportunity to connect.
How Do Student Loans Impact Mortgage Qualification?
If you have student loan debt, you may be wondering how it will impact your ability to qualify for a mortgage. Buying a home does require some assessment of your financial outlook. There are a few ways that your student loans will require consideration in becoming a homeowner. Let’s take a look at the financial factors that impact your mortgage qualification when you have student loans: Debt to Income Ratio When qualifying for a mortgage, banks want to make investments
Become a Homeowner in 2021
If you have a goal to become a homeowner in 2021, it can help to know the possible challenges of home buying in this unique year. Each year we post an article about setting a goal to become a homeowner in the new year. This year, we know that the COVID-19 pandemic has made an impact on the finances of many people, as well as the housing and mortgage markets. Writing this article on how to become a homeowner in
5 Ways Holiday Traditions Build Stronger Families
It’s no secret that many people love holiday traditions. The holidays present a unique opportunity for you to pause your every-day schedule and make an effort to invest in quality time with your loved ones. Holiday memories can be a source of joy and reflection for your friends and family members for years to come. Whether you are starting a new tradition or keeping an old one, there are benefits to coming together for holiday fun. Here are 5 ways
How to Make Sugar Cookies for Santa
Making cookies for Santa is a favorite holiday tradition in many families. There is something special about working together with your family to bake and decorate Santa’s favorite holiday treat. We are excited to share a classic recipe for sugar cookies and a delicious butter cream icing. Follow these step by step instructions to make sugar cookies for Santa: Sugar Cookies Step 1: Mix wet ingredients together in a large mixing bowl. 3/4 cup – Butter (softened or room temperature)
Fireplace Safety Checklist
Fireplace Safety Checklist Fireplaces are a classic feature treasured in many homes, but they also can be a potential hazard if some safety measures aren’t observed. Soot and creosote buildup can ignite, improper ventilation can fill your home with dangerous fumes, and untended fireplaces can cause major house fires. In this article we are listing a number of fireplace safety rules that you should know as a homeowner: General Fireplace Safety Don’t leave a fire unattended. Make sure that the
